Geneviève Vallée

MA intern

Geneviève holds a Joint Honours B.Sc in Mathematics and Economics and a MA in Economics with a concentration in Data Science. Her research interests are in applied econometrics. She is contributing to the Methods of Payment Study and doing some analysis using the Transaction Duration Study Data.

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Geneviève Vallée

MA intern
Currency
Economic Research and Analysis

Bank of Canada
234 Wellington Street
Ottawa, ON, K1A 0G9

Latest

How Long Does It Take You to Pay? A Duration Study of Canadian Retail Transaction Payment Times

Staff Working Paper 2018-46 Geneviève Vallée
Using an exclusive data set of payment times for retail transactions made in Canada, I show that cash is the most time-efficient method of payment (MOP) when compared with payments by debit and credit cards. I model payment efficiency using Cox proportional hazard models, accounting for consumer choice of MOP.
Content Type(s): Staff Research, Staff Working Papers Topic(s): Bank notes, Econometric and statistical methods, Payment clearing and settlement systems JEL Code(s): C, C2, C25, C3, C36, C4, C41, D, D2, D23, E, E4, E41, E42

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