Senior Loan Officer Survey

As of January 1, 2020 the Senior Loan Officer Survey publication is no longer produced. The latest data will continue to be published quarterly.

About the survey:

  • conducted quarterly, near the end of the quarter for which the results are reported;
  • collects information on the lending practices of Canadian financial institutions;
  • gathers the perspectives of respondents on price and non-price terms of lending and on topical issues of interest to the Bank of Canada.

Learn more about the survey from this background document.

  • Survey respondents do not always answer all the questions. Totals may not equal 100%.
  • The survey results summarize opinions expressed by the respondents and do not necessarily reflect the views or policies of the Bank of Canada.

Household lending conditions

Overall household lending conditions: Balance of opinion

Last observation:

Series2019Q42020Q12020Q22020Q32020Q4
Mortgage lending conditions-17.4315.0324.52-1.51-14.78
Non-mortgage lending conditions-8.56-5.0436.466.48-0.33

Mortgage lending conditions: Balance of opinion

Last observation:

Series2019Q42020Q12020Q22020Q32020Q4
Mortgage non-price lending conditions-3.4016.0756.641.60-5.28
Mortgage price lending conditions-31.4514.00-7.59-4.63-24.28

Non-mortgage lending: Balance of opinion

Last observation:

Series2019Q42020Q12020Q22020Q32020Q4
Non-mortgage non-price lending conditions2.2016.3995.088.890.07
Non-mortgage price lending conditions-19.32-26.47-22.164.06-0.73

Business lending conditions

Overall business lending conditions

Last observation:

Series2019Q42020Q12020Q22020Q32020Q4
Overall business lending conditions-15.6153607.68576019.1577307.276603-3.027461

Price and non-price lending conditions

Last observation:

Series2019Q42020Q12020Q22020Q32020Q4
Business non-price lending conditions-14.648680-6.87116812.175840-2.326105-3.003799
Business price lending conditions-16.58202922.24268926.13962916.879311-3.051124