Senior Loan Officer Survey

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As of January 1, 2020 the Senior Loan Officer Survey publication is no longer produced. The latest data will continue to be published quarterly.

About the survey:

  • conducted quarterly, near the end of the quarter for which the results are reported;
  • collects information on the lending practices of Canadian financial institutions;
  • gathers the perspectives of respondents on price and non-price terms of lending and on topical issues of interest to the Bank of Canada.

Learn more about the survey from this background document.

  • Survey respondents do not always answer all the questions. Totals may not equal 100%.
  • The survey results summarize opinions expressed by the respondents and do not necessarily reflect the views or policies of the Bank of Canada.

Household lending conditions

Overall household lending conditions: Balance of opinion

Last observation:

Series2019Q12019Q22019Q32019Q42020Q1
Mortgage lending conditions0.21-6.37-11.87-17.4315.03
Non-mortgage lending conditions-2.252.165.02-8.56-5.04

Mortgage lending conditions: Balance of opinion

Last observation:

Series2019Q12019Q22019Q32019Q42020Q1
Mortgage non-price lending conditions-0.05-3.170.00-3.4016.07
Mortgage price lending conditions0.46-9.58-23.73-31.4514.00

Non-mortgage lending: Balance of opinion

Last observation:

Series2019Q12019Q22019Q32019Q42020Q1
Non-mortgage non-price lending conditions0.00-1.012.612.2016.39
Non-mortgage price lending conditions-4.505.347.44-19.32-26.47

Business lending conditions

Overall business lending conditions

Last observation:

Series2019Q12019Q22019Q32019Q42020Q1
Overall business lending conditions-2.673550-5.7591271.942891-15.6153607.685760

Price and non-price lending conditions

Last observation:

Series2019Q12019Q22019Q32019Q42020Q1
Business non-price lending conditions0.457550-6.8473595.264440-14.648680-6.871168
Business price lending conditions-5.804650-4.670894-1.378658-16.58202922.242689