Marie-Hélène Felt

Senior Economist

Marie-Hélène is a Senior Economist. Her primary area of research is applied microeconometrics. In the field of retail payments, she conducts research evaluating the impact of payment innovations on cash usage.

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Marie-Hélène Felt

Senior Economist
Currency
Economic Research and Analysis

Bank of Canada
234 Wellington Street
Ottawa, ON, K1A 0G9

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The Costs of Point-of-Sale Payments in Canada

This study provides insight into the costs of cash, debit card and credit card payments made at the point of sale in Canada in 2014. For each payment method, it examines the total resource costs, which capture the overall use of resources by society as a whole.

Retail Payment Innovations and Cash Usage: Accounting for Attrition Using Refreshment Samples

Staff Working Paper 2014-27 Heng Chen, Marie-Hélène Felt, Kim Huynh
We exploit the panel dimension of the Canadian Financial Monitor (CFM) data to estimate the impact of retail payment innovations on cash usage. We estimate a semiparametric panel data model that accounts for unobserved heterogeneity and allows for general forms of non-random attrition.

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