Digital currencies and fintech
-
-
A Tale of Two Countries: Cash Demand in Canada and Sweden
Cash use for payments has been steadily decreasing in many countries, including Canada and Sweden. This might suggest an evolution toward a cashless society. But in Canada, cash in circulation relative to GDP has been stable for decades and has even increased in recent years. By contrast, the cash-to-GDP ratio in Sweden has been falling steadily. What has caused this difference? Are there lessons to be learned from comparing the Canadian and Swedish experiences? -
Explaining Unusual Cash Patterns in 2018
There was an unusually large decline of bank notes in circulation in October 2018. Some have argued that this was due to the legalization of cannabis in Canada in mid-October. -
Privacy as a Public Good: A Case for Electronic Cash
Cash gives users a high level of privacy when making payments, but the use of cash to make payments is declining. People increasingly use debit cards, credit cards or other methods to pay. -
Bank Market Power and Central Bank Digital Currency: Theory and Quantitative Assessment
Many central banks are considering whether to issue a new form of electronic money that would be accessible to the public. This new form is usually called a central bank digital currency (CBDC). Issuing a CBDC would have implications for the financial system and, more broadly, the wider economy. -
May 2, 2019
Central Banks of Canada and Singapore conduct successful experiment for cross-border payments using Distributed Ledger Technology
This joint press release highlights the findings of the Jasper-Ubin experiment on cross-border, cross-currency payments using distributed ledger technology (DLT). -
-
April 12, 2019
CBDC: Should Central Banks issue Digital Currencies?
Archived panel discussion at the International Monetary Fund (IMF). -
April 11, 2019
Capital Market Development and the FinTech Revolution: Opportunities and Challenges
Archived panel discussion at the World Bank. -
Crypto ‘Money’: Perspective of a Couple of Canadian Central Bankers
The market for cryptoassets has exploded in size in the 10 years since bitcoin was launched. The technology underlying cryptoassets, blockchain, has also been held up as a technology that promises to transform entire industries.
- « Previous
- 1
- 2
- 3
- Next »