Retail Payments

• Scott Hendry

  

  Scott Hendry was appointed Senior Research Officer in the Economic and Financial Research Department in January 2025.

  Department(s): Economic and Financial Research Research Field(s): Central Bank Communication, Digital Currency, Monetary Economics, Payments Economics, Retail Payments Alma Mater: University of Western Ontario

• Cyrus Minwalla

  

  Cyrus Minwalla is a Security Lead and Researcher in the FinTech Research Department.

  Department(s): Information Technology Services, Financial Technology Research Research Field(s): Data Science, Digital Currency, Retail Payments

• Christopher Henry

  

  Christopher (Chris) is a Senior Economist and serves as lead for the consumer survey research program on the Currency Department’s Economic Research and Analysis team.

  Department(s): Currency, Economic Research and Analysis Research Field(s): Applied Microeconomics, Digital Currency, Fintech, Payments Economics, Retail Payments Alma Mater: McMaster University

• Janet Hua Jiang

  

  Janet Jiang is the Research Director of the Research Team in the Banking and Payments Department.

  Department(s): Banking and Payments, Research Research Field(s): Banking, Digital Currency, Digital Economy, Experimental Economics, Financial Markets, Household Finance, Macroeconomic Theory, Monetary Economics, Retail Payments, Two-Sided Markets Alma Mater: Simon Fraser University

• Nellie Zhang

  

  Nellie Zhang is a senior economist in the Banking and Payments Department (BAP) at the Bank of Canada.

  Department(s): Banking and Payments Research Field(s): Applied Econometrics, Bayesian Methods, Financial Markets, Payments Economics, Retail Payments, Risk Management

• Angelika Welte

  

  Angelika holds a PhD in Mathematics and a MA in Economics.

  Department(s): Currency, Economic Research and Analysis Research Field(s): Applied Econometrics, Banking, Business Surveys, Industrial Organization, Payments Economics, Retail Payments, Two-Sided Markets Alma Mater: University of Ottawa

• Darcey McVanel

  

  Darcey McVanel is Lead, Central Bank Digital Currency (CBDC) Policy Integration at the Bank of Canada.

  Department(s): Executive, CBDC Policy Integration Research Field(s): Payments Economics, Retail Payments