New technologies and new players in the financial technology (fintech) sector could affect the financial system. This impact could, in turn, affect how the Bank of Canada works to fulfill its core functions. For this reason, we are closely monitoring fintech developments. The Bank is also a founding member of the Blockchain Research Institute.

Bank staff are researching potential implications of fintech. Their work is produced independently from the Bank’s Governing Council. Staff research may therefore differ from official Bank views. The views expressed in research papers are solely those of the authors. No responsibility for them should be attributed to the Bank.

Browse all fintech research.