September 18, 2025 Speech: Ron Morrow, Executive Director of Payments, Supervision and Oversight 15:30 (ET) Ottawa, Ontario Content Type(s): Upcoming events
September 17, 2025 Bank of Canada Interest Rate Announcement On Wednesday, September 17, 2025, the Bank of Canada will announce its decision on the target for the overnight rate. A press release will provide a brief explanation of the decision. Content Type(s): Press, Media advisories
September 17, 2025 Interest Rate Announcement 09:45 (ET) On eight scheduled dates each year, the Bank of Canada announces the setting for the overnight rate target in a press release explaining the factors behind the decision. Content Type(s): Upcoming events
September 12, 2025 The evolution of how we pay for things New technologies new payments possibilities. Learn more about how these innovations can make purchases easier, but also introduce new risks. Content Type(s): Publications, The Economy, Plain and Simple Research Topic(s): Cyber security, Digital currencies and fintech, Digitalization, Financial services, Payment clearing and settlement systems, Retail payments supervision
Short-Run and Long-Run News: Evidence from Giant Commodity Discoveries Staff Working Paper 2025-24 Jean-Paul L’Huillier, Kirill Shakhnov, Laure Simon Our understanding of news shocks is, to a large extent, based on studies that focus empirically on short-run news. This paper brings new insights by analyzing the effects of giant commodity discoveries, which typically materialize over the longer run. Content Type(s): Staff research, Staff working papers Research Topic(s): Business fluctuations and cycles, International topics JEL Code(s): E, E2, E23, F, F3, F4, Q, Q3, Q33
September 8, 2025 Frequently asked questions about retail payments supervision Answers to common questions about retail payments supervision.
September 8, 2025 Retail payment supervision: List of applicants Search the list of individuals and entities who have submitted a registration application with the Bank.
September 8, 2025 Letter to Industry on Trust Tax Issue As of September 8, 2025, the Bank of Canada’s mandate to supervise Payment Service Providers (PSPs) under the Retail Payments Activities Act (RPAA) is in effect, including regulatory obligations related to operational risk and end-user funds safeguarding. The Bank and the Department of Finance have been made aware of possible unintended tax consequences for PSPs seeking to comply with the safeguarding requirements of the RPAA using the “in trust in a trust account” method. Content Type(s): Press, Announcements Research Topic(s): Retail payments supervision
September 8, 2025 How to complete a registration application: A step-by-step guide This guide aims to help applicants gather the information and documents they need to complete the application form during the initial 15-day registration phase. Content Type(s): Retail payments supervision materials, Guides Research Topic(s): Registration