Regulatory oversight
We oversee Canada’s payments and financial market infrastructures to ensure they are safe, resilient, and stable. We also support the evolution of the payments ecosystem, including new mandates for stablecoins and consumer‑driven banking.
Retail payments
We supervise payment service providers under the Retail Payment Activities Act. We make sure providers meet risk management requirements and keep your funds safe.
Financial market infrastructures
Under the authority of the Payment Clearing and Settlement Act, we conduct regulatory oversight of financial market infrastructures designated as having the potential to cause risk for the Canadian financial system as a whole, whether operated from Canada or from abroad.
Stablecoins
Under the Stablecoin Act, we will regulate non-financial institutions that issue stablecoins to Canadians.
Consumer-driven banking
Under the Consumer-Driven Banking Act, we are responsible for supervising the participation of financial institutions, credit unions, payment service providers, Fintechs and third-party service providers.