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9188 Results

Digital Payments: A Framework for Inclusive Design

We propose a framework for designing cognitively accessible payment and banking interfaces through design guidelines, testing and proposed measures to optimize system learnability and user workload. We include, as a case study, the results of testing this framework with users with cognitive disabilities, using a prototype system for voice payments.
October 2, 2024

Case scenarios about providers of services backed by cryptocurrencies

These fictional case scenarios provide more details about the following payment functions performed in relation to cryptocurrencies: provision or maintenance of an account; holding of funds on behalf of an end user; initiation of an electronic funds transfer at the request of an end user; authorization of an electronic funds transfer or the transmission, reception or facilitation of an instruction in relation to an electronic funds transfer.
October 2, 2024

Case scenarios about marketplaces

The following fictional case scenarios provide examples of payment functions that are, and are not, incidental to a marketplace. These include the provision and maintenance of an account; the holding of funds on behalf of an end user; and authorization of an electronic funds transfer and the transmission, facilitation or reception of an instruction in relation to an electronic funds transfer.
October 2, 2024

Case scenarios about lending

The following fictional case scenarios provide examples of payment functions that are, and are not, incidental to a consumer lending business.
October 2, 2024

Case scenarios about card program managers

The following fictional case scenarios provide examples of incidental activities under the  Retail Payment Activities Act, especially in the context of card program managers.
October 2, 2024

Amendments to registration applications

This supervisory policy explains how applicants should proceed when making changes to the information they provided as part of their application to become a registered payment service provider.

October 2, 2024

Case scenarios about holding funds

The following fictional case scenarios provide examples to help providers identify whether they perform the payment function of holding funds.
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