David Martinez-Miera

Latest

Consumer Bankruptcy and Information

Staff Working Paper 2012-18 Jason Allen, H. Evren Damar, David Martinez-Miera
We analyze the relationship between the intensity of banks’ use of soft-information and household bankruptcy patterns. Using a unique data set on the universe of Canadian household bankruptcies, we document that bankruptcy rates are higher in markets where the collection of soft, or qualitative locally gathered information, is the weakest.
Content Type(s): Staff Research, Staff Working Papers Topic(s): Financial Institutions, Financial services JEL Code(s): D, D4, G, G2

See More

Follow the Bank