Mortgage lending conditions Mortgage lending: overall lending conditions (average of price and non-price lending conditions for insured mortgages, uninsured mortgages and HELOCs combined) Non-mortgage lending conditions Non-mortgage lending: overall lending conditions (average of price and non-price lending conditions for auto lending and all other consumer lending combined) 22.934.86 -1.37-3.73 6.4418.58 1.929.41 34.63-1.23 -8.12-2.01 0.48-2.95 -2.22-0.83 -2.250.21 2.16-6.37 5.02-11.87 -8.56-17.43 15.03-5.04 24.5236.46 -1.516.48 -14.78-0.33 -11.30-4.86 -0.51-12.47 -24.17-16.18 -10.64-10.10 -6.06-7.96 -5.88-12.21 -11.90-12.19 3.62-3.87 35.6211.63 0.392.86 -5.55-1.80 -1.7410.46 15.523.76 10.34-2.74 -2.86-1.53 -10.39-1.20 19.617.92 16.6726.86 5.9619.05 -5.58-1.73