Nuno Paixao is a Senior Economist in the Financial Stability Department at the Bank of Canada. He is a macroeconomist with research interests in financial economics, household finance, housing, banking and monetary policy. He received his Ph.D. in Economics from the University of Chicago.

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Staff analytical notes

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Staff working papers

Market Concentration and Uniform Pricing: Evidence from Bank Mergers

Staff Working Paper 2021-9 João Granja, Nuno Paixao
We show that US banks price deposits almost uniformly across their branches and that this pricing practice is more important than increases in local market concentration in explaining the deposit rate dynamics following bank mergers.

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Journal publications


Working Papers

  • House Prices and Consumer Spending: The Bank Balance Sheet Channel
  • Propagation of House Prices Shocks through the Banking System