Chartered banks: Classification of deposit liabilities (formerly K12)

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Quarterly data typically published 60 days after calendar quarter end.

Quarterly series

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Canadian dollar deposits

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Quarter-end, Millions of dollars2021Q42022Q12022Q22022Q32022Q4
Demand and notice deposits1,835,1691,820,6751,809,4471,770,0371,734,064
Governments73,05480,95780,59281,50665,526
Other Canadian1,696,1991,677,3331,667,4891,629,1091,608,472
Financial institutions
Deposit-taking institutions18,51616,33419,52518,35717,866
Other108,562107,488103,13099,12197,694
Non-financial corporations575,911552,860551,307548,438550,853
Unincorporated businesses125,654125,209121,203118,692117,885
Individuals
RRSP49,90453,26751,09948,17244,830
Other817,652822,175821,225796,329779,346
Non-residents65,91662,38561,36659,42260,066
Deposit-taking institutions23,84524,82924,41023,22822,432
Other42,07037,55636,95636,19437,634
Fixed-term: Pre-encashable deposits168,031178,774200,859215,090226,609
Governments2,3171,9582,4343,0252,294
Other Canadian155,493167,812187,819199,850211,454
Financial institutions
Deposit-taking institutions13,11510,48411,02911,2178,714
Other9,83012,07713,29912,87613,966
Non-financial corporations52,03855,57958,02560,96864,962
Unincorporated businesses4,4805,1775,1045,8066,226
Individuals
RRSP4,8124,8904,9055,1155,250
Other71,22079,60495,456103,869112,337
Non-residents10,2219,00410,60612,21512,861
Deposit-taking institutions4,0002,2274,1334,5305,276
Other6,2216,7776,4747,6857,585
Fixed-term: Non pre-encashable deposits509,150520,529575,207649,286737,682
Governments6,2625,4199,97410,18012,338
Other Canadian345,353357,738403,263477,418558,875
Financial institutions
Deposit-taking institutions5,8355,4717,1075,6229,671
Other13,55813,57111,22514,14217,041
Non-financial corporations48,23852,98970,43786,979101,439
Unincorporated businesses3,3793,4826,0468,59310,234
Individuals
RRSP34,59634,83636,20038,27040,262
Other239,747247,390272,250323,811380,228
Non-residents14,91211,46014,76715,12415,133
Deposit-taking institutions4,6693,3323,3663,4182,576
Other10,2438,12811,40111,70712,557
Bearer deposit notes and other negotiable notes142,623145,912147,202146,563151,336
Booked at securities subsidiaries41,38242,56440,07334,89329,621
Total Canadian dollar deposits2,553,7312,562,5412,625,5872,669,3062,727,976

Foreign currency deposits

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Quarter-end, Millions of dollars2021Q42022Q12022Q22022Q32022Q4
Demand and notice deposits1,329,3061,297,8201,292,2841,359,7671,275,483
Governments3,6962,7253,1533,0114,308
Other Canadian269,717269,802264,757273,082253,407
Financial institutions
Deposit-taking institutions2,6903,0464,3014,0893,559
Other29,34230,77330,52632,16331,577
Non-financial corporations151,754148,776143,385151,238137,811
Unincorporated businesses9,35110,04510,4648,9839,560
Individuals76,58177,16176,08276,60970,901
Non-residents1,055,8931,025,2931,024,3751,083,6741,017,768
Deposit-taking institutions19,74719,07919,46023,90221,849
Other1,036,1461,006,2141,004,9151,059,773995,919
Fixed-term deposits1,332,2611,335,9991,420,8021,567,9031,703,320
Governments01001141220
Other Canadian86,46585,55092,686106,417129,414
Financial institutions
Deposit-taking institutions1,2801,0191,2791,3541,343
Other14,81914,48013,57515,18417,144
Non-financial corporations35,14936,22844,26047,03458,560
Unincorporated businesses1582014767812,241
Individuals35,05733,62233,09642,06450,127
Non-residents387,575376,439420,055508,377544,683
Deposit-taking institutions131,922134,481143,797164,736176,343
Other255,652241,958276,257343,641368,340
Bearer deposit notes and other negotiable notes858,221873,909907,948952,9881,029,222
Booked at securities subsidiaries10,3098,9528,1187,9616,269
Total foreign currency deposits2,671,8762,642,7712,721,2052,935,6312,985,073

Notes

See also: Chartered Banks: Notes for Banking and Financial Statistics

Source: Bank of Canada, Office of the Superintendent of Financial Institutions (OSFI)

Chartered banks: Classification of deposit liabilities (formerly K12) presents a quarterly breakdown of chartered bank deposit liabilities booked worldwide, classified by type of instrument, by currency and by the institutional sector of the depositor. The institutional sectors are based on the definitions in the Statistics Canada publication Financial Flow Accounts, Catalogue 13-002. The deposit liability data are available from the first quarter of 1982 and correspond to data as reported by the banks on Schedule J under the Bank Act and published monthly in table Chartered bank liabilities and shareholders’ equity: Month-end (formerly C4) of the Bank of Canada Banking and Financial Statistics. Beginning with the fourth quarter of 1988, data include deposits booked at majority-owned investment dealer subsidiaries. Foreign currency deposits have been converted into Canadian dollar equivalents at the closing exchange rate on the last business day of the quarter.

Deposits of governments consist of deposits held by federal, provincial and municipal governments within Canada. Other financial institutions include deposit- taking institutions other than banks, insurance companies and pension funds, investment dealers, other private and public sector financial institutions. Beginning with the second quarter of 1994, deposit-taking institutions other than banks are included with deposit- taking institutions. Non-financial corporations comprise private and public sector non- financial corporations. Unincorporated businesses also include non-profit institutions such as religious, health and educational institutions as well as other private non-profit institutions. Deposits of individuals are deposits held by persons for non-business purposes, including registered home ownership savings plans (RHOSP) and registered retirement savings plans (RRSP). Deposits of non-resident banks include deposits of banks and official monetary institutions not resident in Canada. Other non-resident deposits comprise deposits of individuals, corporations and other organizations not resident in Canada. Bearer term notes and other negotiable notes are deposit instruments transferable to third parties.