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Chartered banks: Classification of deposit liabilities (formerly K12)

View or download the latest quarterly data. For metadata and background information, see the notes.

Quarterly data typically published 60 days after calendar quarter end.

Quarterly series

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Canadian dollar deposits

Quarter-end, Millions of dollars2022Q22022Q32022Q42023Q12023Q2
Demand and notice deposits1,809,4611,769,1231,733,1311,680,2391,667,199
Governments80,59281,50665,53075,10978,514
Other Canadian1,667,5031,628,1961,607,5341,548,2691,532,236
Financial institutions
Deposit-taking institutions19,53917,88517,42718,60918,410
Other103,13099,12197,58994,60696,310
Non-financial corporations551,307548,329550,771525,370516,072
Unincorporated businesses121,203118,692117,885115,284116,095
Individuals
RRSP51,09948,16444,82244,37942,756
Other821,225796,004779,041750,021742,592
Non-residents61,36659,42260,06656,86056,450
Deposit-taking institutions24,41023,22822,43220,39722,892
Other36,95636,19337,63336,46333,557
Fixed-term: Pre-encashable deposits200,859215,090226,609249,984252,119
Governments2,4343,0252,2942,4522,736
Other Canadian187,819199,850211,454231,316234,076
Financial institutions
Deposit-taking institutions11,02911,2178,71410,82410,234
Other13,29912,87613,96614,03811,204
Non-financial corporations58,02560,96864,96272,05876,000
Unincorporated businesses5,1045,8066,2266,3226,770
Individuals
RRSP4,9055,1155,2505,2355,138
Other95,456103,869112,337122,839124,730
Non-residents10,60612,21512,86116,21615,307
Deposit-taking institutions4,1334,5305,2767,9757,110
Other6,4747,6857,5858,2418,197
Fixed-term: Non pre-encashable deposits575,207643,309732,033785,137810,866
Governments9,97410,18012,26610,58212,852
Other Canadian403,263471,787553,584606,826631,001
Financial institutions
Deposit-taking institutions7,1073,5927,6987,2376,062
Other11,22514,14217,04118,70820,301
Non-financial corporations70,43786,599101,245107,674111,354
Unincorporated businesses6,0468,59310,23411,41211,405
Individuals
RRSP36,20038,24740,23844,80646,116
Other272,250320,614377,129416,989435,764
Non-residents14,76715,12315,13218,55918,949
Deposit-taking institutions3,3663,4182,5763,1564,358
Other11,40111,70612,55715,40314,592
Bearer deposit notes and other negotiable notes147,202146,219151,051149,170148,064
Booked at securities subsidiaries40,07334,89329,62126,05925,411
Total Canadian dollar deposits2,625,6002,662,4152,721,3942,741,4182,755,595

Foreign currency deposits

Quarter-end, Millions of dollars2022Q22022Q32022Q42023Q12023Q2
Demand and notice deposits1,292,2841,359,7541,275,4391,275,6161,215,181
Governments3,1533,0114,3074,7955,867
Other Canadian264,757273,069253,364244,438242,806
Financial institutions
Deposit-taking institutions4,3014,0763,5474,9813,573
Other30,52632,16331,54632,27833,446
Non-financial corporations143,385151,238137,811132,228131,114
Unincorporated businesses10,4648,9839,5608,2368,084
Individuals76,08276,60970,90166,71566,588
Non-residents1,024,3751,083,6741,017,7681,026,383966,508
Deposit-taking institutions19,46023,90221,84918,82818,382
Other1,004,9151,059,773995,9191,007,555948,127
Fixed-term deposits1,420,8021,567,8711,703,2831,695,4131,729,585
Governments11412201211
Other Canadian92,686106,385129,377128,818132,683
Financial institutions
Deposit-taking institutions1,2791,3221,3061,2953,604
Other13,57515,18417,14413,74214,652
Non-financial corporations44,26047,03458,56055,30452,782
Unincorporated businesses4767812,2412,4242,097
Individuals33,09642,06450,12756,05359,549
Non-residents420,055508,377544,683611,241623,245
Deposit-taking institutions143,797164,736176,343188,413189,382
Other276,257343,641368,340422,828433,862
Bearer deposit notes and other negotiable notes907,948952,9881,029,222955,343973,645
Booked at securities subsidiaries8,1187,9616,2695,1104,735
Total foreign currency deposits2,721,2052,935,5862,984,9912,976,1392,949,501

Notes

Source: Bank of Canada, Office of the Superintendent of Financial Institutions (OSFI)

Chartered banks: Classification of deposit liabilities (formerly K12) presents a quarterly breakdown of chartered bank deposit liabilities booked worldwide, classified by type of instrument, by currency and by the institutional sector of the depositor. The institutional sectors are based on the definitions in the Statistics Canada publication Financial Flow Accounts, Catalogue 13-002. The deposit liability data are available from the first quarter of 1982 and correspond to data as reported by the banks on Schedule J under the Bank Act and published monthly in table Chartered bank liabilities and shareholders’ equity: Month-end (formerly C4) of the Bank of Canada Banking and Financial Statistics. Beginning with the fourth quarter of 1988, data include deposits booked at majority-owned investment dealer subsidiaries. Foreign currency deposits have been converted into Canadian dollar equivalents at the closing exchange rate on the last business day of the quarter.

Deposits of governments consist of deposits held by federal, provincial and municipal governments within Canada. Other financial institutions include deposit- taking institutions other than banks, insurance companies and pension funds, investment dealers, other private and public sector financial institutions. Beginning with the second quarter of 1994, deposit-taking institutions other than banks are included with deposit- taking institutions. Non-financial corporations comprise private and public sector non- financial corporations. Unincorporated businesses also include non-profit institutions such as religious, health and educational institutions as well as other private non-profit institutions. Deposits of individuals are deposits held by persons for non-business purposes, including registered home ownership savings plans (RHOSP) and registered retirement savings plans (RRSP). Deposits of non-resident banks include deposits of banks and official monetary institutions not resident in Canada. Other non-resident deposits comprise deposits of individuals, corporations and other organizations not resident in Canada. Bearer term notes and other negotiable notes are deposit instruments transferable to third parties.