Posts

• August 21, 2026

  Release: Senior Loan Officer Survey

  The Senior Loan Officer Survey collects information on the business-lending practices of Canadian financial institutions. 

  Content Type(s): Upcoming events

• Time Use and Consumption Expenditures

  Staff working paper 2026-29 Daniela Hauser, Stefano Gnocchi, Laure Simon

  This paper shows that consumption activities toward which households reallocate more time in recessions see larger expenditure declines, revealing a systematic link between time-use and expenditure cyclicality. A two-sector New Keynesian model shows this time-expenditure substitution explains roughly forty percent of consumption's response to monetary policy shocks.

  Content Type(s): Staff research, Staff working papers JEL Code(s): D, D1, D12, E, E2, E21, E3, E32, E5, E52, J, J2, J22 Research Theme(s): Models and tools, Economic models, Monetary policy, Inflation dynamics and pressures, Monetary policy framework and transmission

• 2025 Methods-of-Payment Survey Report: Cash in an Increasingly Digital and Mobile Economy

  Staff analytical paper 2026-36 Marie-Hélène Felt, Saika Pacouloute, Angelika Welte

  The 2025 Methods-of-Payment Survey provides insights into how Canadians pay for their day-to-day purchases and how they use cash (i.e. banknotes and coins). While contactless card payments dominate in-person transactions, most Canadians maintain favourable views on cash and still hold and use it. They are also increasingly adopting mobile payments.

  Content Type(s): Staff research, Staff analytical paper JEL Code(s): D, D8, D83, E, E4, E41 Research Theme(s): Money and payments, Cash and bank notes, Retail payments

• How Do Interest Rates Spur the Housing Market: Exploring Nonlinear Effects

  Staff analytical paper 2026-35 Benjamin Straus, Stéphane Surprenant, Kerem Tuzcuoglu

  In this note we examine how monetary policy affects housing demand, supply and prices in Canada, and whether these effects vary with labour market conditions

  Content Type(s): Staff research, Staff analytical paper JEL Code(s): C, C3, C32, E, E5, E52, R, R3, R31 Research Theme(s): Monetary policy, Monetary policy framework and transmission

• Early signs of AI-driven adjustments in Canada’s labour market

  

  Sparks at Bank article Dany Brouillette, Tatjana Dahlhaus, Gabriela Galassi

  AI has the potential to reshape the labour market by automating some tasks for many workers. Even though evidence of a significant impact on the labour market remains limited, AI appears to be making it harder for some Canadians to find work in occupations that are most exposed to it.

  Content Type(s): Staff research, Sparks at Bank article Research Theme(s): Structural challenges, Demographics and labour supply, Digitalization and productivity
• August 19, 2026

  Quarterly Financial Report - Second Quarter 2026

  Quarterly Financial Report - Second Quarter 2026 - For the period ended June 30, 2026

  Content Type(s): Publications, Quarterly Financial Report
• August 19, 2026

  Bank of Canada recognizes RCMP constable with award for counterfeit deterrence

  The Bank of Canada is pleased to announce the recipient of its 2026 Law Enforcement Award of Excellence for Counterfeit Deterrence.

  Content Type(s): Press, Announcements

• Private credit in Canada

  

  Sparks at Bank article Wendy Chan, Cameron MacDonald, Geneviève Vallée

  Private credit—business loans made by non-bank lenders—has expanded rapidly worldwide, but for Canadian businesses, it remains a stable and relatively limited source of funding. Canadian asset managers, however, are actively participating in private credit globally, creating exposures that could matter for financial stability in Canada.

  Content Type(s): Staff research, Sparks at Bank article Research Theme(s): Financial system, Financial institutions and intermediation, Household and business credit
• August 14, 2026

  Frequently asked questions about retail payments supervision

  Find answers to common questions about retail payments supervision.

  Content Type(s): Retail payments materials, Supplementary materials Subject(s): Retail payments, Operational risk and incident response, Registration, Safeguarding end-user funds, Supervision
• August 13, 2026

  CIMPA and CDS announce the start of the trial period for the fail fee framework for Government of Canada securities transactions

  The Collateral Infrastructure and Market Practices Advisory Group and Canadian Depository for Securities, on behalf of the Canadian Fixed-Income Forum, announce the start of a trial period for the framework on a fee for failing to settle Government of Canada bond and T-bill transactions.

  Content Type(s): Press, Market notices Source(s): Collateral Infrastructure and Market Practices Advisory Group