Anna Chernesky

Staff discussion papers

2024 Methods-of-Payment Survey Report: Cash in an Era of Alternatives

Staff Discussion Paper 2025-12 Marie-Hélène Felt, Anna Chernesky, Angelika Welte
We present core findings from the 2024 Methods-of-Payment Survey, highlighting results from both the survey questionnaire and three-day shopping diary. Although cash holdings have increased in nominal terms, we find that cash usage remains unchanged since 2020. Mobile and other alternative payment methods continue to grow in importance.

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