September 12, 2025 The evolution of how we pay for things New technologies new payments possibilities. Learn more about how these innovations can make purchases easier, but also introduce new risks. Content Type(s): Publications, The Economy, Plain and Simple Research Topic(s): Cyber security, Digital currencies and fintech, Digitalization, Financial services, Payment clearing and settlement systems, Retail payments supervision Subject(s): Currency, Bank notes, Digital currency, Financial system, Financial stability, Fintech
May 30, 2024 Future-proofing our payments systems Speech summary Ron Morrow Payments Canada SUMMIT Toronto, Ontario Executive Director of Payments, Supervision and Oversight Ron Morrow talks about how payments have evolved in Canada and why it’s important to modernize our payment infrastructure. Content Type(s): Press, Speeches and appearances, Speech summaries Research Topic(s): Bank notes, Digital currencies and fintech, Payment clearing and settlement systems, Retail payments supervision Subject(s): Currency, Bank notes, Digital currency, Financial system, Financial stability, Fintech
May 30, 2024 Laying bare the evolution of payments in Canada Remarks Ron Morrow Payments Canada SUMMIT Toronto, Ontario Ron Morrow, Executive Director of Payments, Supervision and Oversight, talks about the evolution of payments in Canada, as well as the Bank’s new supervisory role for payment service providers. Content Type(s): Press, Speeches and appearances, Remarks Research Topic(s): Bank notes, Digital currencies and fintech, Payment clearing and settlement systems, Retail payments supervision Subject(s): Currency, Bank notes, Digital currency, Financial system, Financial stability, Fintech
July 28, 2022 Understanding seigniorage At the Bank of Canada, we cover the cost of day-to-day business with “seigniorage,” which means earning money from issuing bank notes. Content Type(s): Explainers Research Topic(s): Bank notes Subject(s): Currency, Bank notes, Funds management, Monetary policy, Economy/Economic growth
November 23, 2021 Financial stability through the pandemic and beyond Remarks (delivered virtually) Paul Beaudry OSC Dialogue, Ontario Securities Commission Toronto, Ontario Deputy Governor Paul Beaudry provides an update on financial vulnerabilities and risks in Canada, including those stemming from the COVID-19 pandemic. Content Type(s): Press, Speeches and appearances, Remarks Research Topic(s): Asset pricing, Central bank research, Climate change, Coronavirus disease (COVID-19), Financial institutions, Financial stability, Housing, Interest rates Subject(s): Currency, Bank notes, Financial system, Financial stability, Monetary policy, Economy/Economic growth, Inflation
September 9, 2021 Economic progress report: Monetary policy for the recovery Remarks (delivered virtually) Tiff Macklem Fédération des chambres de commerce du Québec Montréal, Quebec Bank of Canada Governor Tiff Macklem talks about the Bank’s latest interest rate announcement and discusses how the Bank could adjust monetary policy and its quantitative easing program as the recovery progresses. Content Type(s): Press, Speeches and appearances, Remarks Research Topic(s): Coronavirus disease (COVID-19), Labour markets, Monetary policy, Monetary policy implementation, Recent economic and financial developments, Sectoral balance sheet Subject(s): Currency, Bank notes, Monetary policy, Economy/Economic growth, Inflation, Inflation targeting framework
February 25, 2020 Exploring new ways to pay Speech summary Timothy Lane CFA Montreal FinTech RDV 2020 Montréal, Quebec Deputy Governor Timothy Lane explains how the Bank of Canada is preparing for a future where Canadians may need a digital currency issued by their central bank. Content Type(s): Press, Speeches and appearances, Speech summaries Research Topic(s): Cryptoassets, Cryptocurrencies, Digital currencies and fintech Subject(s): Currency, Bank notes, Digital currency, Financial system, Fintech
January 31, 2020 Understanding money in the 21st century Here's what money does—and how we’re handling it in the digital age. Content Type(s): Explainers Research Topic(s): Bank notes, Digital currencies and fintech Subject(s): Currency, Bank notes, Digital currency, Financial system, Fintech, Monetary policy, Economy/Economic growth
October 24, 2019 How Canadians pay for things Kim Huynh From cash to contactless cards—what’s in our wallets? Content Type(s): Publications, The Economy, Plain and Simple Research Topic(s): Bank notes, Digital currencies and fintech, Financial services Subject(s): Currency, Bank notes, Digital currency, Financial system, Financial stability, Fintech
November 19, 2018 Launch of New $10 Note Remarks Stephen S. Poloz Winnipeg, Manitoba Governor Poloz speaks at the launch of Canada’s new vertical $10 note. Content Type(s): Press, Speeches and appearances, Remarks Research Topic(s): Bank notes Subject(s): Currency, Bank notes