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3865 Results

Equilibrium in Two-Sided Markets for Payments: Consumer Awareness and the Welfare Cost of the Interchange Fee

Staff working paper 2022-15 Kim Huynh, Gradon Nicholls, Oleksandr Shcherbakov
We construct and estimate a structural two-stage model of equilibrium in a market for payments in order to quantify the network externalities and identify the main determinants of consumer and merchant decisions.
May 11, 2026

Consumer-Driven Banking Advisory Committee

The Consumer-Driven Banking Advisory Committee (CDB ADCOM) provides industry perspective and advice to the Bank of Canada and the Department of Finance. This advice supports the Bank’s work to design and operationalize the Consumer-Driven Banking Framework in a way that meets legislative objectives while considering industry needs.
December 19, 2025

Currency

We design, issue and distribute Canada’s bank notes. We work to ensure that Canadians have access to secure, reliable and high-quality bank notes.
November 3, 2015

Canadian Fixed-Income Forum

CFIF is a group set up by the Bank of Canada to facilitate the sharing of information between market participants and the Bank on the Canadian fixed-income market.
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