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December 20, 2024

Our next $5 bank note

The next bank NOTE-able Canadian
On December 16, 2024, the Government of Canada announced that Terry Fox will be featured on the new $5 note.

Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States

Although credit cards are more expensive for merchants to accept than cash or debit cards, merchants typically pass through their costs evenly to all customers. Along with consumer card rewards and banking fees, this creates cross-subsidies between payment methods. Because higher-income individuals tend to use credit cards more than those with lower incomes, our results indicate that these cross-subsidies might lead to regressive distributional effects.

Geoffrey R. Dunbar

Geoffrey Dunbar
Geoffrey Dunbar is a Senior Research Advisor in the International Economic Analysis Department at the Bank of Canada.
November 17, 2003

Global Challenges, Canadian Opportunities

Remarks David Dodge Office for Partnerships for Advanced Skills Annual Visionary Seminar Ottawa, Ontario
It is certainly nothing new to say that economies have become increasingly globalized. In his 1962 book, The Gutenberg Galaxy, Marshall McLuhan observed that the electronic mass media were collapsing time and space barriers. This enabled people to communicate on a global scale. He coined the term "global village" to describe this change.

CBDC adoption and usage: some insights from field and laboratory experiments

Staff analytical note 2020-12 Janet Hua Jiang
This note discusses insights from historical launches of new payment methods and related laboratory experiments on the potential adoption and use of a central bank digital currency in the Canadian context.

Parallel Tempering for DSGE Estimation

Staff working paper 2024-13 Joshua Brault
I develop a population-based Markov chain Monte Carlo algorithm known as parallel tempering to estimate dynamic stochastic general equilibrium models. Parallel tempering approximates the posterior distribution of interest using a family of Markov chains with tempered posteriors.
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