September 8, 2025 Frequently asked questions about retail payments supervision Answers to common questions about retail payments supervision.
September 8, 2025 Retail payment supervision: List of applicants Search the list of individuals and entities who have submitted a registration application with the Bank.
September 8, 2025 Letter to Industry on Trust Tax Issue As of September 8, 2025, the Bank of Canada’s mandate to supervise Payment Service Providers (PSPs) under the Retail Payments Activities Act (RPAA) is in effect, including regulatory obligations related to operational risk and end-user funds safeguarding. The Bank and the Department of Finance have been made aware of possible unintended tax consequences for PSPs seeking to comply with the safeguarding requirements of the RPAA using the “in trust in a trust account” method. Content Type(s): Press, Announcements Research Topic(s): Retail payments supervision
September 8, 2025 How to complete a registration application: A step-by-step guide This guide aims to help applicants gather the information and documents they need to complete the application form during the initial 15-day registration phase. Content Type(s): Retail payments supervision materials, Guides Research Topic(s): Registration
September 8, 2025 Payment Service Providers are now under Supervision – Registry to follow Today the Bank of Canada’s mandate to supervise Payment Service Providers under the Retail Payment Activities Act came into effect. Content Type(s): Press, Announcements Research Topic(s): Retail payments supervision
September 8, 2025 Bank of Canada begins supervising Payment Service Providers Today the Bank of Canada’s mandate to supervise Payment Service Providers under the Retail Payment Activities Act came into effect. Content Type(s): Press, Announcements Research Topic(s): Retail payments supervision
September 8, 2025 Supervisory framework: Supervision Know your requirements as an applicant or as a registered payment service provider and find out how we will assess compliance.
September 8, 2025 Supervisory framework: Registration Learn about the registration requirements under the Retail Payment Activities Act and what will be expected of payment service providers.
September 8, 2025 Retail payments supervision: Key milestones Get an overview of what to expect as we prepare for the implementation of the Retail Payment Activities Act.