Posts
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March 2, 2026
Speech by Sharon Kozicki, Deputy Governor of the Bank of Canada
On Monday, March 2, 2026, Sharon Kozicki, Deputy Governor of the Bank of Canada, will speak at the Norges Bank Mandate Conference. -
March 2, 2026
Canada’s monetary policy framework in a world of supply-driven trade-offs
Deputy Governor Sharon Kozicki discusses the challenges of setting monetary policy in a world where supply-side developments are important drivers of inflation. -
March 2, 2026
Monetary policy in a turbulent world
Deputy Governor Sharon Kozicki talks about setting monetary policy when supply shocks have more influence on inflation. -
February 27, 2026
Bank of Canada issues revised compliance order to XTM Inc.
The Bank of Canada today issued a revised temporary order to XTM Inc. (XTM). The Bank has authorized XTM to recommence retail payment activities under the supervision of the Monitor appointed today by the Ontario Superior Court of Justice under the Companies' Creditors Arrangement Act, and subject to terms and conditions set out in the Bank's revised order. -
What typically happens before households fall behind on mortgage payments
Canadians usually pay their mortgages on time. But some fall behind on mortgage payments. Before they do, homeowners often increase their use of credit cards and lines of credit, and then fall behind on those payments. -
Consumers’ Path to Mortgage Delinquency
Analyzing TransUnion data from 2015–2024, this study identifies a systematic timeline of distress where rising credit utilization and non-mortgage arrears precede mortgage delinquency by up to two years. This deterioration intensifies in the final six months, providing a robust suite of high-frequency indicators for monitoring emerging household stress. -
Assessing the Buy Canadian movement one year later
Canada and the United States have both benefited from decades of free trade. But US tariffs significantly changed this relationship, and Canadians reacted. In our research, we explore the Buy Canadian sentiment one year after it emerged and measure how much it has shifted travel patterns and spending in grocery stores. -
February 20, 2026
Release: Senior Loan Officer Survey
10:30 (ET)
The Senior Loan Officer Survey collects information on the business-lending practices of Canadian financial institutions.

