December 12, 2016
Digital currencies and fintech
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Central Bank Digital Currencies: A Framework for Assessing Why and How
Digital currencies have attracted strong interest in recent years and have the potential to become widely adopted for use in making payments. Public authorities and central banks around the world are closely monitoring developments in digital currencies and studying their implications for the economy, the financial system and central banks. -
October 2, 2016
Spark, CBC Radio
Carolyn Wilkins, Senior Deputy Governor of the Bank of Canada
Archived Interview on Spark, CBC Radio -
On the Value of Virtual Currencies
This paper develops an economic framework to analyze the exchange rate of virtual currency. Three components are important: first, the current use of virtual currency to make payments; second, the decision of forward-looking investors to buy virtual currency (thereby effectively regulating its supply); and third, the elements that jointly drive future consumer adoption and merchant acceptance of virtual currency. -
June 17, 2016
The Exchange, CBC
Carolyn Wilkins, Senior Deputy Governor of the Bank of Canada
Archived Interview on The Exchange, CBC -
June 17, 2016
Fintech and the Financial Ecosystem: Evolution or Revolution?
Senior Deputy Governor Carolyn Wilkins calls for the public and private sectors to work closely together to realize fintech’s full benefits and minimize its risks. -
June 17, 2016
Bank of Canada Senior Deputy Governor: Cooperation Needed to Advance Distributed Ledgers
In an opinion piece published in CoinDesk, Senior Deputy Governor Carolyn A. Wilkins explains that to realize the full benefits of FinTech, public and private sectors must work closely together. -
April 17, 2016
Digital Disruptions to the Financial System, Opportunities and Threats
Archived panel discussion at the International Monetary Fund seminar. -
A Bitcoin Standard: Lessons from the Gold Standard
This paper imagines a world in which countries are on the Bitcoin standard, a monetary system in which all media of exchange are Bitcoin or are backed by it. The paper explores the similarities and differences between the Bitcoin standard and the gold standard and describes the media of exchange that would exist under the Bitcoin standard.