April 26, 2021 Your role in the Bank’s business surveys Views from Canadian firms on past, current and future business conditions provide timely input into the Bank’s monetary policy decision-making process.
December 22, 2010 Bank notes: Training and education Download or order resources for specific users, such as retailers and law enforcement.
Credit Card Minimum Payment Restrictions Staff working paper 2024-26 Jason Allen, Michael Boutros, Benedict Guttman-Kenney We study a government policy that restricts repayment choices with the aim of reducing credit card debt and estimate its effects by applying a difference-in-differences methodology to comprehensive credit-reporting data about Canadian consumers. We find the policy has trade-offs: reducing revolving debt comes at a cost of reducing credit access, and potentially increasing delinquency. Content Type(s): Staff research, Staff working papers JEL Code(s): D, D1, D18, E, E2, E21, G, G2, G28, G5, G51 Research Theme(s): Financial system, Financial system regulation and oversight, Household and business credit
The MacroFinancial Risk Assessment Framework (MFRAF), Version 2.0 Technical report No. 111 Jose Fique This report provides a detailed technical description of the updated MacroFinancial Risk Assessment Framework (MFRAF), which replaces the version described in Gauthier, Souissi and Liu (2014) as the Bank of Canada’s stress-testing model for banks with a focus on domestic systemically important banks (D-SIBs). Content Type(s): Staff research, Technical reports JEL Code(s): C, C7, C72, E, E5, E58, G, G0, G01, G2, G21, G28 Research Theme(s): Financial markets and funds management, Market functioning, Financial system, Financial stability and systemic risk, Financial system regulation and oversight
May 28, 2026 Release of the Financial Stability Report Opening statement Carolyn Rogers, Toni Gravelle Ottawa, Ontario Press conference following the release of the Financial Stability Report. Content Type(s): Press, Speeches and appearances, Opening statements Subject(s): Financial system, Financial markets, Financial stability
July 24, 2024 Monetary Policy Report—July 2024—In focus: How newcomers impact the Canadian economy A rise in newcomer arrivals has boosted Canada’s population growth in recent years, adding to both supply and demand. Assessing how this change impacts the economy can provide insight into inflationary pressures.
Monetary Policy Transmission to Small Business Loan Performance: Evidence from Loan-Level Data Staff working paper 2024-41 Rodrigo Sekkel, Tamon Takamura, Yaz Terajima We analyze the dynamic and heterogeneous responses of small-business loan performance to a monetary-policy shock using loan-level data in Canada. We find evidence of monetary policy transmission through the cash-flow channel and the aggregate demand channel as well as some, though limited, impact of collateral to discipline loan repayment. Content Type(s): Staff research, Staff working papers JEL Code(s): C, C3, C32, E, E1, E17, E3, E37, E5, E52 Research Theme(s): Financial system, Household and business credit, Monetary policy, Monetary policy framework and transmission
July 17, 2003 Release of the Monetary Policy Report Update Opening statement David Dodge Today, we released our Update to the April Monetary Policy Report. The Update reviews economic and financial trends in the context of Canada's inflation-control strategy. Content Type(s): Press, Speeches and appearances, Opening statements
June 20, 2003 Bank of Canada Announces Appointment of Special Adviser Media Relations Ottawa, Ontario The Bank of Canada today announced the appointment of Professor John Helliwell to the visiting-economist position of Special Adviser during 2003 and 2004. Content Type(s): Press, Press releases
January 19, 2026 Canadian Survey of Consumer Expectations—Fourth Quarter of 2025 Results of the fourth-quarter 2025 survey show that concerns over high prices and economic uncertainty related to the trade conflict continue to have a negative impact on consumers. As a result, even though labour market conditions improved somewhat, the CSCE indicator declined slightly. Expectations for near-term inflation remain higher than they were before the pandemic, while those for long-term inflation eased below pre-pandemic levels. Content Type(s): Publications, Canadian Survey of Consumer Expectations