September 30, 2026 National Day for Truth and Reconciliation National holiday Content Type(s): Upcoming events
September 16, 2026 Publication: Summary of Deliberations 13:30 (ET) A summary of monetary policy deliberations by the Governing Council for the policy decision that was announced two weeks earlier. Content Type(s): Upcoming events
Tracking Heterogeneous Spending Patterns with Credit Card Microdata Staff analytical paper 2026-38 Jia Qi Xiao, Jackson Reid, Joey Daniels We present a measure of account-level credit card spending constructed using credit bureau microdata, capturing monthly spending for approximately 80% of adults in Canada. Our measure offers higher frequency than other publicly available consumption metrics, and can be disaggregated by age, geographic location and credit history. Content Type(s): Staff research, Staff analytical paper JEL Code(s): C, C5, C55, C8, C81, D, D1, D14, E, E2, E21, E3, E32, G, G5, G51 Research Theme(s): Financial system, Financial stability and systemic risk, Financial system regulation and oversight, Household and business credit, Monetary policy, Real economy and forecasting
Non-bank financial intermediation: Canada’s submission to the 2025 global monitoring report Staff analytical paper 2026-37 Thomas Thorn, Sylvia Xie We share insights about non-bank financial intermediation in Canada in 2024. These data were collected as part of the Bank of Canada’s contribution to the Financial Stability Board’s Global Monitoring Report on Non-Bank Financial Intermediation. Content Type(s): Staff research, Staff analytical paper JEL Code(s): G, G2, G21, G22, G23 Research Theme(s): Financial markets and funds management, Market structure, Financial system, Financial institutions and intermediation, Financial stability and systemic risk
Climate stress test of the global supply chain network: the case of river floods Staff working paper 2026-30 Georgios Papadopoulos, Javier Ojea Ferreiro, Roberto Panzica This study investigates how extreme flood events can indirectly impact the global supply chain through production disruptions. The findings emphasize that the size of inventories is crucial; a lean-inventory system leads to faster shock propagation, higher losses, and fewer recoveries compared to an abundant-inventory system. Content Type(s): Staff research, Staff working papers JEL Code(s): C, C6, C60, C63, D, D8, D85, Q, Q5, Q54 Research Theme(s): Models and tools, Econometric, statistical and computational methods, Structural challenges, Climate change, International trade, finance and competitiveness
September 3, 2026 Public consultation results for the vertical $20 note In keeping with its principles of bank note design, the Bank of Canada sought input from Canadians during the vertical $20 note’s design process.
September 3, 2026 Vertical $20 note security features The vertical $20 note has advanced and dynamic security features that are easy to check and hard to counterfeit.
September 3, 2026 Vertical $20 note design elements Check out Canada’s vertical $20 bank note, featuring advanced and dynamic security features.