Peter Youngman is a Director in the Financial Stability Department. In this capacity, he leads the Credit Rating Assessment Group in the Financial Risk Office. The group provides fundamental, independent credit assessments of the Bank’s trading and investment counterparties.
Xu Zhang is a Senior Economist in the Financial Markets Department at the Bank of Canada. She is a macroeconomist whose primary research focuses on the intersection of macroeconomics and finance, both theoretical and empirical.