Individuals and entities who are subject to the Retail Payment Activities Act (RPAA) are required to register with us. Access supervisory policies and guidelines, and other resources to help you comply with your legal obligation.
On September 8, 2025, the Bank of Canada published:
What we do
Know what will and won’t do under our supervisory mandate.
List of applicants
Search a list of individuals and entities that have submitted an application to register with us.
Key milestones
Get an overview of what to expect as we prepare for the implementation of the Retail Payment Activities Act.
Supervisory framework
Registration
Learn about the registration requirements under the Retail Payment Activities Act and what will be expected of payment service providers.
Supervision
Know your requirements as an applicant or a registered payment service provider and find out how we will assess compliance.
Resources
Supervisory policies and guidelines
Access all supervisory policies and guidelines related to the Retail Payment Activities Act and the Retail Payment Activities Regulations.
Glossary
Read the definitions of terms about retail payments supervision used in Bank of Canada supervisory policies and guidelines.
Case scenarios
Find case scenarios to help individuals and entities determine whether they are subject to the Retail Payment Activities Act and should register with the Bank.
Frequently asked questions
Answers to common questions about retail payments supervision.
To help individuals or entities assess whether they could be subject to the Retail Payment Activities Act (RPAA), use our self-assessment tool.
Stay informed
Need help with PSP Connect? Find out who to contact.
If you have questions about retail payments supervision or have any comments on this topic, contact us.