Consumer-Driven Banking Advisory Committee

Learn about the committee's mandate, meetings and membership.

Mandate

The Consumer-Driven Banking Advisory Committee (CDB ADCOM) provides industry perspective and advice to the Bank of Canada and the Department of Finance. This advice supports the Bank’s work to design and operationalize the Consumer-Driven Banking Framework in a way that meets legislative objectives while considering industry needs. The Committee will focus on topics such as implementation and industry readiness, as well as the supervisory framework.

For more information, consult the committee’s Terms of Reference.

Outreach

Stakeholders will have future opportunities to provide feedback as the framework continues to be developed.

Membership

The committee’s term is one year.

Co-chairs

Ron Morrow

Executive Director of Payments, Supervision and Oversight
Bank of Canada

Ron Morrow

Kirsten Fraser

Director Financial Services Innovation
Department of Finance

Industry representatives

The committee's membership for the first year was selected to broadly reflect industry makeup.

Advisory Committee participants

Jennifer Hawkins
Senior Vice President, Head of Emerging Businesses
BMO

Samantha Tom
Vice President, Legal and General Counsel
Borrowell

Abraham Tachjian
Chief Regulatory Affairs Officer
Brim

Heather Davis
Senior Director Innovation, Open Banking
CIBC

Stéphanie Pepin
Directrice, Promotrice Services Financiers Ouverts & Capacités Numériques Transversales
Desjardins

Pamela Draper
President and Chief Executive Officer
Digital Commerce Payments

Michael Mignardi
Senior Vice President and General Counsel
EQ Bank

Dominique Samson
COO
Flinks

Nina Mapara
Senior Vice President, Assistant General Counsel
Mastercard

Matthew Seagrim
Chief Digital and Marketing Officer
Meridian

Jane Barratt
Chief Advocacy Officer and Head of Global Public Policy
MX

Natacha Boudrias
Senior Director, Innovation, Open Banking and Payments
National Bank

Tim Morris
Chief Banking Officer
Neo

William Keliehor
Chief Client Officer
Peoples Group

Ashley Woodroffe
Head of Policy, Canada
Plaid

Tanya Woods
Head of Government and Regulatory Affairs and Policy Counsel
Questrade

Gabriel Woo
Senior Vice President, Enterprise Payments
RBC

Santiago Duro
Director and Head, Open Banking
Scotiabank

Atul Varde
Chief Information and Payments Officer
Servus

Carlo Campisi
Senior Policy Manager
Shakepay

Saba Shariff
Senior Vice President and Chief Strategy, Product, and Innovation Officer
Symcor

Maureen Di Sebastiano
Vice President, Open Banking
TD

Jay Dorey
Head of Global Strategic Initiatives and Head of Canada Government Affairs
Visa

Hanna Zaidi, Vice President
Payments Strategy and Chief Compliance Office
Wealthsimple

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