Funds advanced and outstanding balances for new and existing lending by chartered banks

View or download the latest monthly data. For metadata and background information, see the notes.

Typically published within the third week of the month.

Legend

Mortgages
Funds advanced
Residential mortgages, insured, Total
Fixed rate, 5 years and over
Residential mortgages, uninsured, Total
Fixed rate, 5 years and over
Outstanding balances
Residential mortgages, insured, Total
Fixed rate, 5 years and over
Residential mortgages, uninsured, Total
Fixed rate, 5 years and over
Residential variable rate mortgages
Funds advanced
Total variable rate mortgages, Total
Consumer credit
Funds advanced for non-mortgage loans
Consumer credit, Total
Outstanding balances for non-mortgage loans
Consumer credit, Total
Credit extended to corporate sector for mortgage loans
Funds advanced
Business loans, Total
Credit extended to corporate sector
Outstanding balances
Business loans, Total

Monthly series

Data available as: CSV, JSON and XML

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Mortgages1

Data available as: CSV, JSON and XML

Month-end, Millions of dollars CANSIM2025‑022025‑032025‑042025‑052025‑06
Funds advanced
Residential mortgages, insured, TotalV1226677247,2297,9158,5479,85110,963
Variable rateV1226677252,0412,3672,3992,1421,982
Fixed rate, <1 yearV122667726518592567553660
Fixed rate, 1 to <3 yearsV122667727519457481527642
Fixed rate, 3 to <5 yearsV1226677282,5372,6962,5612,8173,285
Fixed rate, 5 years and overV1226677291,6141,8032,5393,8124,393
Residential mortgages, uninsured, TotalV12266773035,49536,52738,92840,16240,665
Variable rateV12266773116,08316,76816,73813,90312,807
Fixed rate, <1 yearV1226677321,7421,7861,7511,6551,944
Fixed rate, 1 to <3 yearsV1226677334,2144,0274,0894,4634,910
Fixed rate, 3 to <5 yearsV12266773410,93211,05912,13614,39415,011
Fixed rate, 5 years and overV1226677352,5252,8874,2145,7485,993
Outstanding balances
Residential mortgages, insured, TotalV122667736383,336382,018381,207381,565381,015
Variable rateV12266773766,42368,12869,54070,50371,206
Fixed rate, <1 yearV1226677385,8795,9505,9565,9386,412
Fixed rate, 1 to <3 yearsV12266773922,68822,00021,09320,21419,799
Fixed rate, 3 to <5 yearsV12266774098,39199,061100,268101,629104,130
Fixed rate, 5 years and overV122667741189,954186,879184,350183,282179,467
Residential mortgages, uninsured, TotalV1226677421,214,7941,220,9441,224,5091,227,7901,230,498
Variable rateV122667743396,151408,100418,073424,366428,606
Fixed rate, <1 yearV12266774422,63122,73422,83123,00123,664
Fixed rate, 1 to <3 yearsV122667745122,740118,044112,778107,645103,744
Fixed rate, 3 to <5 yearsV122667746395,767399,078402,176407,733412,860
Fixed rate, 5 years and overV122667747277,504272,988268,652265,044261,624
  1. 1. As of January 2019, insured and uninsured residential mortgages exclude residential mortgages to the corporate sector.[←]

Residential variable rate mortgages

Data available as: CSV, JSON and XML

Month-end, Millions of dollars CANSIM2025‑022025‑032025‑042025‑052025‑06
Funds advanced
Total variable rate mortgages, TotalV12266774818,39919,38519,56716,30415,035
Closed non-convertible variable rate mortgagesV1226677498,9638,8869,6727,9386,870
Closed convertible variable rate mortgagesV1226677508,8879,8319,0907,6727,452
Open variable rate mortgagesV122667751548668805693714

Consumer credit

Data available as: CSV, JSON and XML

Month-end, Millions of dollarsCANSIM2025‑022025‑032025‑042025‑052025‑06
Funds advanced for non-mortgage loans
Consumer credit, TotalV12266775221,59124,45827,38727,48928,789
Personal loan plansV1226677533,8134,6014,7734,9684,805
Of which: Auto loansV1226677543,0303,8253,9994,0603,898
Personal lines of credit, securedV12266775511,89413,45615,71016,16117,417
Personal lines of credit, unsecuredV1226677563,9254,2964,4114,2384,237
Other personalV1226677571,9592,1052,4932,1232,329
Outstanding balances for non-mortgage loans
Consumer credit, TotalV122667758619,559623,618629,112632,519640,629
Personal loan plansV122667759122,383123,649123,855124,086124,430
Of which: Auto loansV122667760108,534109,795109,996110,183110,482
Credit card loansV12266776199,554100,169100,477101,153102,843
Personal lines of credit, securedV122667762307,100308,938312,977316,152320,977
Personal lines of credit, unsecuredV12266776371,67471,83172,27572,02172,591
Other personalV12266776418,84719,03119,52819,10619,788

Credit extended to corporate sector2

Data available as: CSV, JSON and XML

Month-end, Millions of dollars CANSIM2025‑022025‑032025‑042025‑052025‑06
Funds advanced
Business loans, TotalV122667765152,988165,642166,467166,193175,868
non-mortgage loans
To regulated non-bank financial institutionsV1226677666,0976,1086,5387,1707,363
Lease receivablesV122667767545770761658642
Loans to individuals and others for business purposesV122667768140,474154,136153,686152,460162,535
mortgage loans
Non-residential mortgagesV1226677693,0022,3222,7922,6962,421
Outstanding balances
Business loans, TotalV122667770873,164875,759883,772885,846898,675
non-mortgage loans
To regulated non-bank financial institutionsV12266777115,64015,56216,11416,49717,061
Lease receivablesV12266777218,77918,86718,90518,98219,087
Loans to individuals and others for business purposesV122667773644,296660,424666,442666,910680,073
mortgage loans
Non-residential mortgagesV122667774104,50091,41391,91192,47792,426
  1. 2. As of January 2019, Total business loans exclude non-residential mortgages to the personal sector.[←]

Notes

See also: Chartered Banks: Notes for Banking and Financial Statistics

Source: Bank of Canada

Federally-regulated credit unions and subsidiaries of non-bank financial institutions are excluded from the universe of chartered banks for the purposes of the Banking and Financial Statistics (BFS) tables. This treatment is consistent with the methodology used by Statistics Canada in their key economic and financial statistical programs (e.g., National Balance Sheet Accounts), which follows the NAICS framework.

The data shown is to provide information on the funds advanced and outstanding balances vis-à-vis new and existing loans, booked in Canada, in Canadian dollars only, to Canadian households and corporate sectors by institutions. Reporting coverage encompasses banks and foreign bank branches.

Information provided on mortgages and consumer credit tables represent credit extended to individuals for non-business purposes. These loans are those used to finance the acquisition of housing, consumer goods and services, including the acquisition of securities.

The funds advanced and outstanding balance section classify amounts across terms based on the term set at loan origination.

Funds advanced represents the cumulative total of new credit extended, new draws on existing credit facilities, mortgage or term-loan renewals and refinancing for a given month.

Outstanding balances are reported as month-end accounting book values, gross of allowances for expected credit losses. Outstanding balances for credit card lending is reported based on the closest billing cycle period.

Data collection on outstanding balances, auto-loans, open and closed variable rate residential mortgages began in July 2016.

For precise definitions of loan categories and general detail, please visit the Report on New and Existing Lending (A4) instructions on the OSFI website.

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