Retail payments materials

• October 2, 2024

  Case scenarios about lending

  These fictional case scenarios provide examples of payment functions that are, and are not, incidental to a consumer lending business.

  Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Registration
• October 2, 2024

  Case scenarios about holding funds

  These fictional case scenarios provide examples to help providers identify whether they perform the payment function of holding funds.

  Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Holding funds, Registration
• October 2, 2024

  Case scenarios about cloud computing

  These fictional case scenarios provide more detail about performing the following payment functions: initiation of an electronic funds transfer (EFT) and the authorization of an EFT or the reception, transmission, reception or facilitation of an instruction in relation to an EFT.

  Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Registration
• October 2, 2024

  Case scenarios about card program managers

  These fictional case scenarios provide examples of incidental activities under the Retail Payment Activities Act, especially in the context of card program managers.

  Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Holding funds, Registration
• October 2, 2024

  Case scenarios about acquirers

  These fictional case scenarios provide more details about the performance of payment functions under the Retail Payment Activities Act by providers of acquiring services, including in respect of the holding funds payment function.

  Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Holding funds, Registration
• October 2, 2024

  Amendments to registration applications

  This supervisory policy explains how applicants should proceed when making changes to the information they provided as part of their application to become a registered payment service provider.

  Content Type(s): Retail payments materials, Supervisory policies Subject(s): Retail payments, Registration
• August 21, 2024

  Case scenarios about securities exclusion

  These fictional case scenarios illustrate the application of the securities exclusion in paragraph 6(b) of the Retail Payment Activities Act.

  Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Registration
• August 21, 2024

  Case scenarios about remittance service providers

  These fictional case scenarios provide examples to help providers identify whether they perform the holding funds payment function, especially in the context of cross-border remittances.

  Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Holding funds, Registration
• August 21, 2024

  Case scenarios about payroll services

  These fictional case scenarios provide examples of incidental activities under the Retail Payment Activities Act.

  Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Holding funds, Registration
• August 21, 2024

  Case scenarios about e-commerce web building tools and payment gateways

  These fictional case scenarios provide examples of payment functions, namely the initiation of an electronic funds transfer (EFT) at the request of an end user, and the authorization of an EFT or the transmission, reception or facilitation of an instruction in relation to the EFT. They also provide examples of incidental activities under the Retail Payment Activities Act.

  Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Registration