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9691 Results

Estimating the Costs of Electronic Retail Payment Networks: A Cross-Country Meta Analysis

Staff Discussion Paper 2025-17 Cam Donohoe, Youming Liu
We explore how many electronic funds transfer (EFT) systems can viably coexist within a jurisdiction at efficient scale by estimating the cost curve of the average EFT. We estimate the marginal cost to be approximately $0.55 per transaction, and the fixed cost to be approximately $83 million per year.
December 16, 2025

Media Availability: The Chamber of Commerce of Metropolitan Montreal

Good money and your central bank — Governor Tiff Macklem takes questions from reporters following his remarks (14:15 (ET) approx.).

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