December 12, 2023 Case scenarios about point-of-sale terminals These fictional case scenarios provide details about the payment functions: initiation of an electronic funds transfer at the request of an end user; the authorization of an electronic funds transfer; and the transmission, reception or facilitation of an instruction in relation to an electronic funds transfer. Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Registration
December 12, 2023 Case scenarios about payment accounting software and invoice payment services These fictional case scenarios provide details about the payment functions: provision or maintenance of an account on behalf of an end user; the initiation of an electronic funds transfer at the request of an end user; the provision of clearing and settlement services; as well as examples of incidental activities under the Retail Payment Activities Act. Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Registration
December 12, 2023 Case scenarios about merchants and the incidental payment function These fictional case scenarios offer examples of providing or maintaining an account payment function as well as examples of incidental activities under the Retail Payment Activities Act. Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Registration
December 12, 2023 Case scenarios about merchant or group of merchants instrument exclusion These fictional case scenarios illustrate the types of activities exempted under paragraph 6(a) of the Retail Payment Activities Act. Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Registration
December 12, 2023 Case scenarios about geographic scope These fictional case scenarios provide examples of how to apply the geographic scope criteria under the Retail Payment Activities Act when a foreign payment service provider is involved. Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Registration
December 12, 2023 Case scenarios about designated payment systems These fictional case scenarios provide examples to help differentiate payment functions performed using a designated system under section 7 of the Retail Payment Activities Act (and exempted as a result) from other non-exempted payment functions related to the same transaction. Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Registration
December 12, 2023 Case scenarios about agents and mandataries These fictional case scenarios illustrate the obligations of registered payment service providers (PSPs) to declare their agents and mandataries. They also describe the situations when agents of exempted PSPs must register with the Bank of Canada. Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Registration
December 12, 2023 Case scenarios about affiliated entities These fictional case scenarios illustrate what may be considered an affiliated entity, as defined in the Retail Payment Activities Act. Content Type(s): Retail payments materials, Case scenarios Subject(s): Retail payments, Registration