October 31, 2024
Registration application fee
This supervisory policy explains the one-time fee applicants must pay when submitting an application to register as a payment service provider with the Bank.
Access all supervisory policies and guidelines, FAQs as well as other materials related to the Retail Payment Activities Act (RPAA) and the Retail Payment Activities Regulations.
See also:
35
result(s)
October 16, 2024
Reporting of retail payment activity metrics at registration
This supervisory policy outlines the retail payment activity metrics that payment service providers must report at registration.
Content Type(s):
Retail payments materials,
Supervisory policies
Subject(s):
Retail payments,
Registration,
Reporting
October 2, 2024
Case scenarios about providers of services backed by cryptocurrencies
These fictional case scenarios provide more details about the following payment functions performed in relation to cryptocurrencies: provision or maintenance of an account; holding of funds on behalf of an end user; initiation of an electronic funds transfer at the request of an end user; authorization of an electronic funds transfer or the transmission, reception or facilitation of an instruction in relation to an electronic funds transfer.
Content Type(s):
Retail payments materials,
Case scenarios
Subject(s):
Retail payments,
Registration
October 2, 2024
Case scenarios about lending
The following fictional case scenarios provide examples of payment functions that are, and are not, incidental to a consumer lending business.
Content Type(s):
Retail payments materials,
Case scenarios
Subject(s):
Retail payments,
Registration
October 2, 2024
Case scenarios about holding funds
The following fictional case scenarios provide examples to help providers identify whether they perform the payment function of holding funds.
Content Type(s):
Retail payments materials,
Case scenarios
Subject(s):
Retail payments,
Holding funds,
Registration
October 2, 2024
Case scenarios about cloud computing
The following fictional case scenarios provide more detail about performing the following payment functions: initiation of an electronic funds transfer (EFT) and the authorization of an EFT or the reception, transmission, reception or facilitation of an instruction in relation to an EFT.
Content Type(s):
Retail payments materials,
Case scenarios
Subject(s):
Retail payments,
Registration
October 2, 2024
Case scenarios about card program managers
The following fictional case scenarios provide examples of incidental activities under the Retail Payment Activities Act, especially in the context of card program managers.
Content Type(s):
Retail payments materials,
Case scenarios
Subject(s):
Retail payments,
Holding funds,
Registration
October 2, 2024
Case scenarios about acquirers
The following fictional case scenarios provide more details about the performance of payment functions under the Retail Payment Activities Act by providers of acquiring services, including in respect of the holding funds payment function.
Content Type(s):
Retail payments materials,
Case scenarios
Subject(s):
Retail payments,
Holding funds,
Registration
October 2, 2024
Amendments to registration applications
This supervisory policy explains how applicants should proceed when making changes to the information they provided as part of their application to become a registered payment service provider.
Content Type(s):
Retail payments materials,
Supervisory policies
Subject(s):
Retail payments,
Registration
August 21, 2024
Case scenarios about securities exclusion
The following fictional case scenarios illustrate the application of the securities exclusion in paragraph 6(b) of the Retail Payment Activities Act.
Content Type(s):
Retail payments materials,
Case scenarios
Subject(s):
Retail payments,
Registration