Typically published 50 days after reference month end.
Legend
Canadian dollar deposits
Personal deposits
Chequable
Non-chequable (notice)
Tax-sheltered
Other
Fixed term
Tax-sheltered
Other
Total
Non-Personal deposits
Chequable
Non-chequable
Fixed term
Total
Total deposits held by general public (including private sector float)
Government of Canada deposits
Total deposits (gross)
Bankers' acceptances outstanding
Subordinated debt payable in Canadian dollars
Foreign currency business with Canadian residents
Deposits
Deposits of banks
Other
Total
Monthly series
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| Month-end, Millions of dollars | CANSIM | 2025‑08 | 2025‑09 | 2025‑10 | 2025‑11 | 2025‑12 |
|---|---|---|---|---|---|---|
| Canadian dollar deposits | ||||||
| Personal deposits | ||||||
| Chequable | V41552775 | 479,058 | 474,749 | 483,673 | 489,099 | 493,660 |
| Non-chequable (notice) | ||||||
| Tax-sheltered | V36821 | 105,326 | 106,757 | 108,216 | 109,874 | 112,690 |
| Other | V36822 | 294,014 | 293,417 | 295,019 | 297,690 | 299,679 |
| Fixed term | ||||||
| Tax-sheltered | V36824 | 191,661 | 191,203 | 190,719 | 190,050 | 188,877 |
| Other | V36825 | 521,727 | 517,944 | 513,431 | 508,369 | 508,267 |
| Total | V41552774 | 1,591,786 | 1,584,070 | 1,591,058 | 1,595,082 | 1,603,173 |
| Non-Personal deposits | ||||||
| Chequable | V41552777 | 938,409 | 953,298 | 966,590 | 977,558 | 965,932 |
| Non-chequable | V36828 | 107,645 | 109,420 | 118,030 | 118,108 | 119,687 |
| Fixed term | V36830 | 450,315 | 448,096 | 438,261 | 439,932 | 438,215 |
| Total | V41552776 | 1,496,369 | 1,510,814 | 1,522,881 | 1,535,598 | 1,523,834 |
| Total deposits held by general public (including private sector float) | V41552773 | 3,088,155 | 3,094,884 | 3,113,939 | 3,130,680 | 3,127,007 |
| Government of Canada deposits | V36811 | 3,946 | 3,781 | 4,140 | 4,712 | 3,209 |
| Total deposits (gross) | V36808 | 3,092,101 | 3,098,665 | 3,118,079 | 3,135,392 | 3,130,216 |
| Bankers' acceptances outstanding | V36856 | 7 | 7 | 6 | 7 | 6 |
| Subordinated debt payable in Canadian dollars | V36871 | 38,020 | 38,124 | 38,197 | 38,008 | 37,937 |
| Foreign currency business with Canadian residents | ||||||
| Deposits | ||||||
| Deposits of banks | V36875 | 1,639 | 1,664 | 1,641 | 2,185 | 1,923 |
| Other | V36876 | 730,182 | 766,061 | 772,940 | 780,081 | 777,592 |
| Total | V36872 | 730,182 | 766,061 | 772,940 | 780,081 | 777,592 |
Notes
Source: Bank of Canada
Federally-regulated credit unions and subsidiaries of non-bank financial institutions are excluded from the universe of chartered banks for the purposes of the Banking and Financial Statistics (BFS) tables. This treatment is consistent with the methodology used by Statistics Canada in their key economic and financial statistical programs (e.g., National Balance Sheet Accounts), which follows the NAICS framework.
Starting with the release of October 2020 data, calculations changed to month-end, from monthly average, due to the termination of the Monthly Average Return of Assets and Liabilities (L4).
From November 1981, data in Chartered bank selected assets: Monthly average (formerly C1) and Chartered bank selected liabilities: Monthly average (formerly C2) include all wholly and majority owned subsidiaries of the chartered banks, and accrued interest is not included in the various asset and liability items but rather is included in other assets and other liabilities. Prior to this date, the data consolidated only foreign wholly owned banking subsidiaries, and accrued interest was included on an item-by-item basis. Data for the monthly average series are available from August 1953.
Estimated net private sector float consists of cheques and other items relating to private sector deposits that have not been cleared, which create an element of double counting in the Canadian dollar deposit liabilities of the chartered banks. Prior to December 1985, the figures for total float shown in Chartered bank selected liabilities: Monthly average (formerly C2) were estimated by the Bank of Canada based on weekly data for total Canadian dollar major liabilities and total major assets and on the most recent month-end data for the net balance of other liability and asset items. Beginning in December 1985, total float has been reported directly by the chartered banks. Both the estimated total float data and that reported directly are adjusted to exclude float relating to Government of Canada and Bank of Canada transactions.
Bankers’ acceptances outstanding. When a bank purchases its own acceptances for investment purposes, these purchases are included in general loans and are netted from the amount of bankers’ acceptances outstanding on both the asset and liability side of the balance sheet. Purchases of acceptances of other regulated institutions are included in Canadian dollar deposits with other regulated financial institutions in Chartered bank assets: Month-end (formerly C3).