<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>Chart 2: Share of mortgages by loan-to-value ratio</label>
    <description><![CDATA[Note: A combined loan-to-value (LTV) ratio is used for loans with a combined mortgage and home equity line of credit plan.

Sources: Regulatory filings of Canadian banks and Bank of Canada calculations]]></description>
    <link>https://www.bankofcanada.ca/?p=243313</link>
</groupDetail>
<seriesDetail>
<series id="SAN_YANG20241209_C2_S1">
<label>LTV ratio at origination for mortgages that originated between January and September 2024</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="SAN_YANG20241209_C2_S2">
<label>LTV ratio at origination for all outstanding mortgages as of September 2024</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="SAN_YANG20241209_C2_S3">
<label>Current LTV ratio for all outstanding mortgages as of September 2024</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
</seriesDetail>
<observations>
<o k="65% or less"><v s="SAN_YANG20241209_C2_S1">36.34</v><v s="SAN_YANG20241209_C2_S2">32.30</v><v s="SAN_YANG20241209_C2_S3">71.16</v></o>
<o k="Above 65% and up to 80%"><v s="SAN_YANG20241209_C2_S1">51.71</v><v s="SAN_YANG20241209_C2_S2">50.63</v><v s="SAN_YANG20241209_C2_S3">20.18</v></o>
<o k="Above 80% but below 95%"><v s="SAN_YANG20241209_C2_S1">5.44</v><v s="SAN_YANG20241209_C2_S2">8.31</v><v s="SAN_YANG20241209_C2_S3">5.60</v></o>
<o k="95% or above"><v s="SAN_YANG20241209_C2_S1">5.83</v><v s="SAN_YANG20241209_C2_S2">7.83</v><v s="SAN_YANG20241209_C2_S3">2.76</v></o>
</observations>
</data>