{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "Chart A-2: Among mortgagors with unpaid credit card balances, those with a higher LTV and lower income are more likely to experience financial stress in the future",
        "description": "Probability of falling behind on payments on any credit products within the next six months, by mortgage qualityfing income and mortgage origination LTV\n\nNote: LTV is loan-to-value ratio. To protect the privacy of Canadians, TransUnion did not provide any personal information to the Bank. The TransUnion dataset was anonymized, meaning it does not include information that identifies individual Canadians, such as names, social insurance numbers or addresses.\n\nSources: TransUnion, regulatory filings of Canadian banks and Bank of Canada calculations",
        "link": "https://www.bankofcanada.ca/?p=239403"
    },
    "seriesDetail": {
        "SAN_XIAO20240605_CA2_S1": {
            "label": "LTV \u003C65%",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "SAN_XIAO20240605_CA2_S2": {
            "label": "LTV between 65% and 80%",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "SAN_XIAO20240605_CA2_S3": {
            "label": "LTV \u003E80%",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        }
    },
    "observations": [
        {
            "k": "\u003C50",
            "SAN_XIAO20240605_CA2_S1": {
                "v": "3.72"
            },
            "SAN_XIAO20240605_CA2_S2": {
                "v": "4.24"
            },
            "SAN_XIAO20240605_CA2_S3": {
                "v": "4.24"
            }
        },
        {
            "k": "50–70",
            "SAN_XIAO20240605_CA2_S1": {
                "v": "3.94"
            },
            "SAN_XIAO20240605_CA2_S2": {
                "v": "4.01"
            },
            "SAN_XIAO20240605_CA2_S3": {
                "v": "4.12"
            }
        },
        {
            "k": "70–90",
            "SAN_XIAO20240605_CA2_S1": {
                "v": "3.72"
            },
            "SAN_XIAO20240605_CA2_S2": {
                "v": "3.90"
            },
            "SAN_XIAO20240605_CA2_S3": {
                "v": "3.99"
            }
        },
        {
            "k": "90–110",
            "SAN_XIAO20240605_CA2_S1": {
                "v": "3.58"
            },
            "SAN_XIAO20240605_CA2_S2": {
                "v": "3.80"
            },
            "SAN_XIAO20240605_CA2_S3": {
                "v": "4.00"
            }
        },
        {
            "k": "110–130",
            "SAN_XIAO20240605_CA2_S1": {
                "v": "3.30"
            },
            "SAN_XIAO20240605_CA2_S2": {
                "v": "3.86"
            },
            "SAN_XIAO20240605_CA2_S3": {
                "v": "3.71"
            }
        },
        {
            "k": "130–150",
            "SAN_XIAO20240605_CA2_S1": {
                "v": "3.25"
            },
            "SAN_XIAO20240605_CA2_S2": {
                "v": "3.27"
            },
            "SAN_XIAO20240605_CA2_S3": {
                "v": "3.67"
            }
        },
        {
            "k": "150–170",
            "SAN_XIAO20240605_CA2_S1": {
                "v": "2.93"
            },
            "SAN_XIAO20240605_CA2_S2": {
                "v": "3.27"
            },
            "SAN_XIAO20240605_CA2_S3": {
                "v": "3.29"
            }
        },
        {
            "k": "\u003E170",
            "SAN_XIAO20240605_CA2_S1": {
                "v": "2.79"
            },
            "SAN_XIAO20240605_CA2_S2": {
                "v": "3.16"
            },
            "SAN_XIAO20240605_CA2_S3": {
                "v": "3.23"
            }
        }
    ]
}