<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>Chart A-1B: Non-mortgagors tend to carry a bigger share than mortgagors of their borrowing limit</label>
    <description><![CDATA[Share of Canadians whose outstanding balance represents 80% or more of their borrowing limit, seasonally adjusted

Note: Canadians are categorized as carrying an outstanding balance on their credit cards when they do not fully pay their credit card balance—on at least one of their credit cards—for at least two consecutive months. To protect the privacy of Canadians, TransUnion did not provide any personal information to the Bank. The TransUnion dataset was anonymized, meaning it does not include information that identifies individual Canadians, such as names, social insurance numbers or addresses.

Sources: TransUnion and Bank of Canada calculations]]></description>
    <link>https://www.bankofcanada.ca/?p=239403</link>
</groupDetail>
<seriesDetail>
<series id="SAN_XIAO20240605_CA1B_S1">
<label>Non-mortgagors</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_XIAO20240605_CA1B_S2">
<label>Mortgagors</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
</seriesDetail>
<observations>
<o d="2016-01-01"><v s="SAN_XIAO20240605_CA1B_S1">19.99</v><v s="SAN_XIAO20240605_CA1B_S2">12.90</v></o>
<o d="2016-02-01"><v s="SAN_XIAO20240605_CA1B_S1">21.08</v><v s="SAN_XIAO20240605_CA1B_S2">13.49</v></o>
<o d="2016-03-01"><v s="SAN_XIAO20240605_CA1B_S1">21.16</v><v s="SAN_XIAO20240605_CA1B_S2">13.34</v></o>
<o d="2016-04-01"><v s="SAN_XIAO20240605_CA1B_S1">21.09</v><v s="SAN_XIAO20240605_CA1B_S2">13.35</v></o>
<o d="2016-05-01"><v s="SAN_XIAO20240605_CA1B_S1">21.42</v><v s="SAN_XIAO20240605_CA1B_S2">13.47</v></o>
<o d="2016-06-01"><v s="SAN_XIAO20240605_CA1B_S1">21.59</v><v s="SAN_XIAO20240605_CA1B_S2">13.59</v></o>
<o d="2016-07-01"><v s="SAN_XIAO20240605_CA1B_S1">20.75</v><v s="SAN_XIAO20240605_CA1B_S2">13.17</v></o>
<o d="2016-08-01"><v s="SAN_XIAO20240605_CA1B_S1">19.89</v><v s="SAN_XIAO20240605_CA1B_S2">12.99</v></o>
<o d="2016-09-01"><v s="SAN_XIAO20240605_CA1B_S1">18.66</v><v s="SAN_XIAO20240605_CA1B_S2">12.26</v></o>
<o d="2016-10-01"><v s="SAN_XIAO20240605_CA1B_S1">21.14</v><v s="SAN_XIAO20240605_CA1B_S2">13.18</v></o>
<o d="2016-11-01"><v s="SAN_XIAO20240605_CA1B_S1">21.12</v><v s="SAN_XIAO20240605_CA1B_S2">13.15</v></o>
<o d="2016-12-01"><v s="SAN_XIAO20240605_CA1B_S1">21.27</v><v s="SAN_XIAO20240605_CA1B_S2">13.24</v></o>
<o d="2017-01-01"><v s="SAN_XIAO20240605_CA1B_S1">21.45</v><v s="SAN_XIAO20240605_CA1B_S2">13.40</v></o>
<o d="2017-02-01"><v s="SAN_XIAO20240605_CA1B_S1">21.33</v><v s="SAN_XIAO20240605_CA1B_S2">13.37</v></o>
<o d="2017-03-01"><v s="SAN_XIAO20240605_CA1B_S1">21.37</v><v s="SAN_XIAO20240605_CA1B_S2">13.30</v></o>
<o d="2017-04-01"><v s="SAN_XIAO20240605_CA1B_S1">21.66</v><v s="SAN_XIAO20240605_CA1B_S2">13.46</v></o>
<o d="2017-05-01"><v s="SAN_XIAO20240605_CA1B_S1">21.79</v><v s="SAN_XIAO20240605_CA1B_S2">13.54</v></o>
<o d="2017-06-01"><v s="SAN_XIAO20240605_CA1B_S1">21.94</v><v s="SAN_XIAO20240605_CA1B_S2">13.53</v></o>
<o d="2017-07-01"><v s="SAN_XIAO20240605_CA1B_S1">22.23</v><v s="SAN_XIAO20240605_CA1B_S2">13.62</v></o>
<o d="2017-08-01"><v s="SAN_XIAO20240605_CA1B_S1">21.59</v><v s="SAN_XIAO20240605_CA1B_S2">13.27</v></o>
<o d="2017-09-01"><v s="SAN_XIAO20240605_CA1B_S1">21.83</v><v s="SAN_XIAO20240605_CA1B_S2">13.38</v></o>
<o d="2017-10-01"><v s="SAN_XIAO20240605_CA1B_S1">21.72</v><v s="SAN_XIAO20240605_CA1B_S2">13.35</v></o>
<o d="2017-11-01"><v s="SAN_XIAO20240605_CA1B_S1">21.83</v><v s="SAN_XIAO20240605_CA1B_S2">13.51</v></o>
<o d="2017-12-01"><v s="SAN_XIAO20240605_CA1B_S1">21.64</v><v s="SAN_XIAO20240605_CA1B_S2">13.43</v></o>
<o d="2018-01-01"><v s="SAN_XIAO20240605_CA1B_S1">21.51</v><v s="SAN_XIAO20240605_CA1B_S2">13.32</v></o>
<o d="2018-02-01"><v s="SAN_XIAO20240605_CA1B_S1">21.33</v><v s="SAN_XIAO20240605_CA1B_S2">13.26</v></o>
<o d="2018-03-01"><v s="SAN_XIAO20240605_CA1B_S1">21.68</v><v s="SAN_XIAO20240605_CA1B_S2">13.33</v></o>
<o d="2018-04-01"><v s="SAN_XIAO20240605_CA1B_S1">21.69</v><v s="SAN_XIAO20240605_CA1B_S2">13.38</v></o>
<o d="2018-05-01"><v s="SAN_XIAO20240605_CA1B_S1">21.83</v><v s="SAN_XIAO20240605_CA1B_S2">13.45</v></o>
<o d="2018-06-01"><v s="SAN_XIAO20240605_CA1B_S1">22.15</v><v s="SAN_XIAO20240605_CA1B_S2">13.62</v></o>
<o d="2018-07-01"><v s="SAN_XIAO20240605_CA1B_S1">22.41</v><v s="SAN_XIAO20240605_CA1B_S2">13.67</v></o>
<o d="2018-08-01"><v s="SAN_XIAO20240605_CA1B_S1">22.77</v><v s="SAN_XIAO20240605_CA1B_S2">13.88</v></o>
<o d="2018-09-01"><v s="SAN_XIAO20240605_CA1B_S1">22.56</v><v s="SAN_XIAO20240605_CA1B_S2">13.83</v></o>
<o d="2018-10-01"><v s="SAN_XIAO20240605_CA1B_S1">22.89</v><v s="SAN_XIAO20240605_CA1B_S2">14.21</v></o>
<o d="2018-11-01"><v s="SAN_XIAO20240605_CA1B_S1">22.40</v><v s="SAN_XIAO20240605_CA1B_S2">13.92</v></o>
<o d="2018-12-01"><v s="SAN_XIAO20240605_CA1B_S1">22.21</v><v s="SAN_XIAO20240605_CA1B_S2">13.86</v></o>
<o d="2019-01-01"><v s="SAN_XIAO20240605_CA1B_S1">22.28</v><v s="SAN_XIAO20240605_CA1B_S2">13.82</v></o>
<o d="2019-02-01"><v s="SAN_XIAO20240605_CA1B_S1">22.36</v><v s="SAN_XIAO20240605_CA1B_S2">14.12</v></o>
<o d="2019-03-01"><v s="SAN_XIAO20240605_CA1B_S1">22.63</v><v s="SAN_XIAO20240605_CA1B_S2">14.14</v></o>
<o d="2019-04-01"><v s="SAN_XIAO20240605_CA1B_S1">22.89</v><v s="SAN_XIAO20240605_CA1B_S2">14.30</v></o>
<o d="2019-05-01"><v s="SAN_XIAO20240605_CA1B_S1">23.10</v><v s="SAN_XIAO20240605_CA1B_S2">14.16</v></o>
<o d="2019-06-01"><v s="SAN_XIAO20240605_CA1B_S1">23.17</v><v s="SAN_XIAO20240605_CA1B_S2">14.19</v></o>
<o d="2019-07-01"><v s="SAN_XIAO20240605_CA1B_S1">23.15</v><v s="SAN_XIAO20240605_CA1B_S2">14.15</v></o>
<o d="2019-08-01"><v s="SAN_XIAO20240605_CA1B_S1">23.75</v><v s="SAN_XIAO20240605_CA1B_S2">14.38</v></o>
<o d="2019-09-01"><v s="SAN_XIAO20240605_CA1B_S1">22.98</v><v s="SAN_XIAO20240605_CA1B_S2">14.14</v></o>
<o d="2019-10-01"><v s="SAN_XIAO20240605_CA1B_S1">22.83</v><v s="SAN_XIAO20240605_CA1B_S2">14.02</v></o>
<o d="2019-11-01"><v s="SAN_XIAO20240605_CA1B_S1">22.91</v><v s="SAN_XIAO20240605_CA1B_S2">14.12</v></o>
<o d="2019-12-01"><v s="SAN_XIAO20240605_CA1B_S1">23.10</v><v s="SAN_XIAO20240605_CA1B_S2">14.17</v></o>
<o d="2020-01-01"><v s="SAN_XIAO20240605_CA1B_S1">23.12</v><v s="SAN_XIAO20240605_CA1B_S2">14.10</v></o>
<o d="2020-02-01"><v s="SAN_XIAO20240605_CA1B_S1">22.79</v><v s="SAN_XIAO20240605_CA1B_S2">14.00</v></o>
<o d="2020-03-01"><v s="SAN_XIAO20240605_CA1B_S1">23.01</v><v s="SAN_XIAO20240605_CA1B_S2">13.96</v></o>
<o d="2020-04-01"><v s="SAN_XIAO20240605_CA1B_S1">21.18</v><v s="SAN_XIAO20240605_CA1B_S2">13.36</v></o>
<o d="2020-05-01"><v s="SAN_XIAO20240605_CA1B_S1">20.01</v><v s="SAN_XIAO20240605_CA1B_S2">12.92</v></o>
<o d="2020-06-01"><v s="SAN_XIAO20240605_CA1B_S1">18.51</v><v s="SAN_XIAO20240605_CA1B_S2">12.48</v></o>
<o d="2020-07-01"><v s="SAN_XIAO20240605_CA1B_S1">19.65</v><v s="SAN_XIAO20240605_CA1B_S2">12.94</v></o>
<o d="2020-08-01"><v s="SAN_XIAO20240605_CA1B_S1">19.64</v><v s="SAN_XIAO20240605_CA1B_S2">12.97</v></o>
<o d="2020-09-01"><v s="SAN_XIAO20240605_CA1B_S1">20.00</v><v s="SAN_XIAO20240605_CA1B_S2">12.99</v></o>
<o d="2020-10-01"><v s="SAN_XIAO20240605_CA1B_S1">20.07</v><v s="SAN_XIAO20240605_CA1B_S2">12.89</v></o>
<o d="2020-11-01"><v s="SAN_XIAO20240605_CA1B_S1">20.23</v><v s="SAN_XIAO20240605_CA1B_S2">12.86</v></o>
<o d="2020-12-01"><v s="SAN_XIAO20240605_CA1B_S1">20.22</v><v s="SAN_XIAO20240605_CA1B_S2">12.76</v></o>
<o d="2021-01-01"><v s="SAN_XIAO20240605_CA1B_S1">19.99</v><v s="SAN_XIAO20240605_CA1B_S2">12.65</v></o>
<o d="2021-02-01"><v s="SAN_XIAO20240605_CA1B_S1">19.33</v><v s="SAN_XIAO20240605_CA1B_S2">12.30</v></o>
<o d="2021-03-01"><v s="SAN_XIAO20240605_CA1B_S1">20.35</v><v s="SAN_XIAO20240605_CA1B_S2">12.55</v></o>
<o d="2021-04-01"><v s="SAN_XIAO20240605_CA1B_S1">20.29</v><v s="SAN_XIAO20240605_CA1B_S2">12.46</v></o>
<o d="2021-05-01"><v s="SAN_XIAO20240605_CA1B_S1">20.13</v><v s="SAN_XIAO20240605_CA1B_S2">12.30</v></o>
<o d="2021-06-01"><v s="SAN_XIAO20240605_CA1B_S1">19.94</v><v s="SAN_XIAO20240605_CA1B_S2">12.05</v></o>
<o d="2021-07-01"><v s="SAN_XIAO20240605_CA1B_S1">20.83</v><v s="SAN_XIAO20240605_CA1B_S2">12.23</v></o>
<o d="2021-08-01"><v s="SAN_XIAO20240605_CA1B_S1">19.59</v><v s="SAN_XIAO20240605_CA1B_S2">11.59</v></o>
<o d="2021-09-01"><v s="SAN_XIAO20240605_CA1B_S1">19.30</v><v s="SAN_XIAO20240605_CA1B_S2">11.55</v></o>
<o d="2021-10-01"><v s="SAN_XIAO20240605_CA1B_S1">20.28</v><v s="SAN_XIAO20240605_CA1B_S2">12.03</v></o>
<o d="2021-11-01"><v s="SAN_XIAO20240605_CA1B_S1">20.74</v><v s="SAN_XIAO20240605_CA1B_S2">12.20</v></o>
<o d="2021-12-01"><v s="SAN_XIAO20240605_CA1B_S1">20.41</v><v s="SAN_XIAO20240605_CA1B_S2">11.84</v></o>
<o d="2022-01-01"><v s="SAN_XIAO20240605_CA1B_S1">20.71</v><v s="SAN_XIAO20240605_CA1B_S2">11.98</v></o>
<o d="2022-02-01"><v s="SAN_XIAO20240605_CA1B_S1">20.77</v><v s="SAN_XIAO20240605_CA1B_S2">11.95</v></o>
<o d="2022-03-01"><v s="SAN_XIAO20240605_CA1B_S1">20.51</v><v s="SAN_XIAO20240605_CA1B_S2">11.59</v></o>
<o d="2022-04-01"><v s="SAN_XIAO20240605_CA1B_S1">21.30</v><v s="SAN_XIAO20240605_CA1B_S2">12.02</v></o>
<o d="2022-05-01"><v s="SAN_XIAO20240605_CA1B_S1">21.70</v><v s="SAN_XIAO20240605_CA1B_S2">12.18</v></o>
<o d="2022-06-01"><v s="SAN_XIAO20240605_CA1B_S1">22.04</v><v s="SAN_XIAO20240605_CA1B_S2">12.30</v></o>
<o d="2022-07-01"><v s="SAN_XIAO20240605_CA1B_S1">22.01</v><v s="SAN_XIAO20240605_CA1B_S2">12.16</v></o>
<o d="2022-08-01"><v s="SAN_XIAO20240605_CA1B_S1">22.36</v><v s="SAN_XIAO20240605_CA1B_S2">12.35</v></o>
<o d="2022-09-01"><v s="SAN_XIAO20240605_CA1B_S1">22.19</v><v s="SAN_XIAO20240605_CA1B_S2">12.37</v></o>
<o d="2022-10-01"><v s="SAN_XIAO20240605_CA1B_S1">21.82</v><v s="SAN_XIAO20240605_CA1B_S2">12.21</v></o>
<o d="2022-11-01"><v s="SAN_XIAO20240605_CA1B_S1">21.40</v><v s="SAN_XIAO20240605_CA1B_S2">12.17</v></o>
<o d="2022-12-01"><v s="SAN_XIAO20240605_CA1B_S1">21.89</v><v s="SAN_XIAO20240605_CA1B_S2">12.44</v></o>
<o d="2023-01-01"><v s="SAN_XIAO20240605_CA1B_S1">21.84</v><v s="SAN_XIAO20240605_CA1B_S2">12.42</v></o>
<o d="2023-02-01"><v s="SAN_XIAO20240605_CA1B_S1">21.95</v><v s="SAN_XIAO20240605_CA1B_S2">12.54</v></o>
<o d="2023-03-01"><v s="SAN_XIAO20240605_CA1B_S1">22.04</v><v s="SAN_XIAO20240605_CA1B_S2">12.45</v></o>
<o d="2023-04-01"><v s="SAN_XIAO20240605_CA1B_S1">22.09</v><v s="SAN_XIAO20240605_CA1B_S2">12.68</v></o>
<o d="2023-05-01"><v s="SAN_XIAO20240605_CA1B_S1">22.64</v><v s="SAN_XIAO20240605_CA1B_S2">12.92</v></o>
<o d="2023-06-01"><v s="SAN_XIAO20240605_CA1B_S1">23.34</v><v s="SAN_XIAO20240605_CA1B_S2">13.32</v></o>
<o d="2023-07-01"><v s="SAN_XIAO20240605_CA1B_S1">22.76</v><v s="SAN_XIAO20240605_CA1B_S2">13.06</v></o>
<o d="2023-08-01"><v s="SAN_XIAO20240605_CA1B_S1">22.78</v><v s="SAN_XIAO20240605_CA1B_S2">13.04</v></o>
<o d="2023-09-01"><v s="SAN_XIAO20240605_CA1B_S1">22.78</v><v s="SAN_XIAO20240605_CA1B_S2">13.27</v></o>
<o d="2023-10-01"><v s="SAN_XIAO20240605_CA1B_S1">22.62</v><v s="SAN_XIAO20240605_CA1B_S2">13.28</v></o>
<o d="2023-11-01"><v s="SAN_XIAO20240605_CA1B_S1">22.48</v><v s="SAN_XIAO20240605_CA1B_S2">13.22</v></o>
<o d="2023-12-01"><v s="SAN_XIAO20240605_CA1B_S1">22.61</v><v s="SAN_XIAO20240605_CA1B_S2">13.39</v></o>
<o d="2024-01-01"><v s="SAN_XIAO20240605_CA1B_S1">22.67</v><v s="SAN_XIAO20240605_CA1B_S2">13.47</v></o>
<o d="2024-02-01"><v s="SAN_XIAO20240605_CA1B_S1">22.99</v><v s="SAN_XIAO20240605_CA1B_S2">13.70</v></o>
</observations>
</data>