{ "terms": { "url": "https://www.bankofcanada.ca/terms/" }, "groupDetail": { "label": "Chart A-1B: Non-mortgagors tend to carry a bigger share than mortgagors of their borrowing limit", "description": "Share of Canadians whose outstanding balance represents 80% or more of their borrowing limit, seasonally adjusted\n\nNote: Canadians are categorized as carrying an outstanding balance on their credit cards when they do not fully pay their credit card balance—on at least one of their credit cards—for at least two consecutive months. To protect the privacy of Canadians, TransUnion did not provide any personal information to the Bank. The TransUnion dataset was anonymized, meaning it does not include information that identifies individual Canadians, such as names, social insurance numbers or addresses.\n\nSources: TransUnion and Bank of Canada calculations", "link": "https://www.bankofcanada.ca/?p=239403" }, "seriesDetail": { "SAN_XIAO20240605_CA1B_S1": { "label": "Non-mortgagors", "description": "", "dimension": { "key": "d", "name": "Date" } }, "SAN_XIAO20240605_CA1B_S2": { "label": "Mortgagors", "description": "", "dimension": { "key": "d", "name": "Date" } } }, "observations": [ { "d": "2016-01-01", "SAN_XIAO20240605_CA1B_S1": { "v": "19.99" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.90" } }, { "d": "2016-02-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.08" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.49" } }, { "d": "2016-03-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.16" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.34" } }, { "d": "2016-04-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.09" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.35" } }, { "d": "2016-05-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.42" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.47" } }, { "d": "2016-06-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.59" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.59" } }, { "d": "2016-07-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.75" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.17" } }, { "d": "2016-08-01", "SAN_XIAO20240605_CA1B_S1": { "v": "19.89" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.99" } }, { "d": "2016-09-01", "SAN_XIAO20240605_CA1B_S1": { "v": "18.66" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.26" } }, { "d": "2016-10-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.14" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.18" } }, { "d": "2016-11-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.12" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.15" } }, { "d": "2016-12-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.27" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.24" } }, { "d": "2017-01-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.45" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.40" } }, { "d": "2017-02-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.33" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.37" } }, { "d": "2017-03-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.37" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.30" } }, { "d": "2017-04-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.66" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.46" } }, { "d": "2017-05-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.79" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.54" } }, { "d": "2017-06-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.94" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.53" } }, { "d": "2017-07-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.23" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.62" } }, { "d": "2017-08-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.59" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.27" } }, { "d": "2017-09-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.83" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.38" } }, { "d": "2017-10-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.72" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.35" } }, { "d": "2017-11-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.83" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.51" } }, { "d": "2017-12-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.64" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.43" } }, { "d": "2018-01-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.51" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.32" } }, { "d": "2018-02-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.33" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.26" } }, { "d": "2018-03-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.68" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.33" } }, { "d": "2018-04-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.69" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.38" } }, { "d": "2018-05-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.83" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.45" } }, { "d": "2018-06-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.15" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.62" } }, { "d": "2018-07-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.41" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.67" } }, { "d": "2018-08-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.77" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.88" } }, { "d": "2018-09-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.56" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.83" } }, { "d": "2018-10-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.89" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.21" } }, { "d": "2018-11-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.40" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.92" } }, { "d": "2018-12-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.21" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.86" } }, { "d": "2019-01-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.28" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.82" } }, { "d": "2019-02-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.36" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.12" } }, { "d": "2019-03-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.63" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.14" } }, { "d": "2019-04-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.89" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.30" } }, { "d": "2019-05-01", "SAN_XIAO20240605_CA1B_S1": { "v": "23.10" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.16" } }, { "d": "2019-06-01", "SAN_XIAO20240605_CA1B_S1": { "v": "23.17" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.19" } }, { "d": "2019-07-01", "SAN_XIAO20240605_CA1B_S1": { "v": "23.15" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.15" } }, { "d": "2019-08-01", "SAN_XIAO20240605_CA1B_S1": { "v": "23.75" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.38" } }, { "d": "2019-09-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.98" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.14" } }, { "d": "2019-10-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.83" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.02" } }, { "d": "2019-11-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.91" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.12" } }, { "d": "2019-12-01", "SAN_XIAO20240605_CA1B_S1": { "v": "23.10" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.17" } }, { "d": "2020-01-01", "SAN_XIAO20240605_CA1B_S1": { "v": "23.12" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.10" } }, { "d": "2020-02-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.79" }, "SAN_XIAO20240605_CA1B_S2": { "v": "14.00" } }, { "d": "2020-03-01", "SAN_XIAO20240605_CA1B_S1": { "v": "23.01" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.96" } }, { "d": "2020-04-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.18" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.36" } }, { "d": "2020-05-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.01" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.92" } }, { "d": "2020-06-01", "SAN_XIAO20240605_CA1B_S1": { "v": "18.51" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.48" } }, { "d": "2020-07-01", "SAN_XIAO20240605_CA1B_S1": { "v": "19.65" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.94" } }, { "d": "2020-08-01", "SAN_XIAO20240605_CA1B_S1": { "v": "19.64" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.97" } }, { "d": "2020-09-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.00" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.99" } }, { "d": "2020-10-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.07" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.89" } }, { "d": "2020-11-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.23" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.86" } }, { "d": "2020-12-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.22" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.76" } }, { "d": "2021-01-01", "SAN_XIAO20240605_CA1B_S1": { "v": "19.99" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.65" } }, { "d": "2021-02-01", "SAN_XIAO20240605_CA1B_S1": { "v": "19.33" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.30" } }, { "d": "2021-03-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.35" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.55" } }, { "d": "2021-04-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.29" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.46" } }, { "d": "2021-05-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.13" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.30" } }, { "d": "2021-06-01", "SAN_XIAO20240605_CA1B_S1": { "v": "19.94" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.05" } }, { "d": "2021-07-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.83" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.23" } }, { "d": "2021-08-01", "SAN_XIAO20240605_CA1B_S1": { "v": "19.59" }, "SAN_XIAO20240605_CA1B_S2": { "v": "11.59" } }, { "d": "2021-09-01", "SAN_XIAO20240605_CA1B_S1": { "v": "19.30" }, "SAN_XIAO20240605_CA1B_S2": { "v": "11.55" } }, { "d": "2021-10-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.28" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.03" } }, { "d": "2021-11-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.74" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.20" } }, { "d": "2021-12-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.41" }, "SAN_XIAO20240605_CA1B_S2": { "v": "11.84" } }, { "d": "2022-01-01", "SAN_XIAO20240605_CA1B_S1": { "v": "20.71" }, "SAN_XIAO20240605_CA1B_S2": { "v": "11.98" } }, { "d": "2022-02-01", 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"12.21" } }, { "d": "2022-11-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.40" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.17" } }, { "d": "2022-12-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.89" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.44" } }, { "d": "2023-01-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.84" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.42" } }, { "d": "2023-02-01", "SAN_XIAO20240605_CA1B_S1": { "v": "21.95" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.54" } }, { "d": "2023-03-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.04" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.45" } }, { "d": "2023-04-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.09" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.68" } }, { "d": "2023-05-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.64" }, "SAN_XIAO20240605_CA1B_S2": { "v": "12.92" } }, { "d": "2023-06-01", "SAN_XIAO20240605_CA1B_S1": { "v": "23.34" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.32" } }, { "d": "2023-07-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.76" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.06" } }, { "d": "2023-08-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.78" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.04" } }, { "d": "2023-09-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.78" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.27" } }, { "d": "2023-10-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.62" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.28" } }, { "d": "2023-11-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.48" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.22" } }, { "d": "2023-12-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.61" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.39" } }, { "d": "2024-01-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.67" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.47" } }, { "d": "2024-02-01", "SAN_XIAO20240605_CA1B_S1": { "v": "22.99" }, "SAN_XIAO20240605_CA1B_S2": { "v": "13.70" } } ] }