{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "Chart 2: Carrying an unpaid credit card balance increases the likelihood of experiencing financial stress in the future",
        "description": "Probability of falling behind on any credit product within the next six months, by mortgage holding status and credit card balance carrying status\n\nNote: To protect the privacy of Canadians, TransUnion did not provide any personal information to the Bank. The TransUnion dataset was anonymized, meaning it does not include information that identifies individual Canadians, such as names, social insurance numbers or addresses.\n\nSources: TransUnion, regulatory filings of Canadian banks, and Bank of Canada calculations",
        "link": "https://www.bankofcanada.ca/?p=239403"
    },
    "seriesDetail": {
        "SAN_XIAO20240605_C2_S1": {
            "label": "Probability of falling behind on payments on any credit product within the next six months, regardless of credit card patterns",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "SAN_XIAO20240605_C2_S2": {
            "label": "Estimated marginal impact of carrying an outstanding credit card balance, all else being equal",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        }
    },
    "observations": [
        {
            "k": "Non-mortgagors|Paying credit card balance in full",
            "SAN_XIAO20240605_C2_S1": {
                "v": "1.33"
            }
        },
        {
            "k": "Non-mortgagors|Carrying an outstanding credit card balance",
            "SAN_XIAO20240605_C2_S1": {
                "v": "1.33"
            },
            "SAN_XIAO20240605_C2_S2": {
                "v": "5.33"
            }
        },
        {
            "k": "Mortgagors|Paying credit card balance in full",
            "SAN_XIAO20240605_C2_S1": {
                "v": "1.72"
            }
        },
        {
            "k": "Mortgagors|Carrying an outstanding credit card balance",
            "SAN_XIAO20240605_C2_S1": {
                "v": "1.72"
            },
            "SAN_XIAO20240605_C2_S2": {
                "v": "2.70"
            }
        }
    ]
}