{ "terms": { "url": "https://www.bankofcanada.ca/terms/" }, "groupDetail": { "label": "Chart 1: The reliance of Canadians on credit card debt has risen further over the past year", "description": "Credit card use by households, seasonally adjusted\n\nNote: Canadians are defined as carrying a balance on their credit cards when they do not fully pay the balance on at least one of their cards for two or more consecutive months. To protect the privacy of Canadians, TransUnion did not provide any personal information to the Bank. The TransUnion dataset was anonymized, meaning it does not include information that identifies individual Canadians, such as names, social insurance numbers or addresses.\n\nSources: TransUnion and Bank of Canada calculations", "link": "https://www.bankofcanada.ca/?p=239403" }, "seriesDetail": { "SAN_XIAO20240605_C1_S1": { "label": "Share of Canadians carrying an outstanding balance on their credit cards (left scale)", "description": "", "dimension": { "key": "d", "name": "Date" } }, "SAN_XIAO20240605_C1_S2": { "label": "Among Canadians carrying an outstanding balance on their credit cards, share whose carried balance represents 80% or more of their borrowing limit (right scale)", "description": "", "dimension": { "key": "d", "name": "Date" } } }, "observations": [ { "d": "2016-01-15", "SAN_XIAO20240605_C1_S1": { "v": "46.80" }, "SAN_XIAO20240605_C1_S2": { "v": "19.99" } }, { "d": "2016-02-15", "SAN_XIAO20240605_C1_S1": { "v": "45.86" }, "SAN_XIAO20240605_C1_S2": { "v": "21.08" } }, { "d": "2016-03-15", "SAN_XIAO20240605_C1_S1": { "v": "46.27" }, "SAN_XIAO20240605_C1_S2": { "v": "21.16" } }, { "d": "2016-04-15", "SAN_XIAO20240605_C1_S1": { "v": "46.28" }, "SAN_XIAO20240605_C1_S2": { "v": "21.09" } }, { "d": "2016-05-15", "SAN_XIAO20240605_C1_S1": { "v": "46.30" }, "SAN_XIAO20240605_C1_S2": { "v": "21.42" } }, { "d": "2016-06-15", "SAN_XIAO20240605_C1_S1": { "v": "46.41" }, "SAN_XIAO20240605_C1_S2": { "v": "21.59" } }, { "d": "2016-07-15", "SAN_XIAO20240605_C1_S1": { "v": "46.57" }, "SAN_XIAO20240605_C1_S2": { "v": "20.75" } }, { "d": "2016-08-15", "SAN_XIAO20240605_C1_S1": { "v": "47.43" }, "SAN_XIAO20240605_C1_S2": { "v": "19.89" } }, { "d": "2016-09-15", "SAN_XIAO20240605_C1_S1": { "v": "47.15" }, "SAN_XIAO20240605_C1_S2": { "v": "18.66" } }, { "d": "2016-10-15", "SAN_XIAO20240605_C1_S1": { "v": "46.71" }, "SAN_XIAO20240605_C1_S2": { "v": "21.14" } }, { "d": "2016-11-15", "SAN_XIAO20240605_C1_S1": { "v": "46.33" }, "SAN_XIAO20240605_C1_S2": { "v": "21.12" } }, { "d": "2016-12-15", "SAN_XIAO20240605_C1_S1": { "v": "46.37" }, "SAN_XIAO20240605_C1_S2": { "v": "21.27" } }, { "d": "2017-01-15", "SAN_XIAO20240605_C1_S1": { "v": "46.43" }, "SAN_XIAO20240605_C1_S2": { "v": "21.45" } }, { "d": "2017-02-15", "SAN_XIAO20240605_C1_S1": { "v": "46.42" }, "SAN_XIAO20240605_C1_S2": { "v": "21.33" } }, { "d": "2017-03-15", "SAN_XIAO20240605_C1_S1": { "v": "46.27" }, "SAN_XIAO20240605_C1_S2": { "v": "21.37" } }, { "d": "2017-04-15", "SAN_XIAO20240605_C1_S1": { "v": "46.47" }, "SAN_XIAO20240605_C1_S2": { "v": "21.66" } }, { "d": "2017-05-15", "SAN_XIAO20240605_C1_S1": { "v": "46.34" }, "SAN_XIAO20240605_C1_S2": { "v": "21.79" } }, { "d": "2017-06-15", "SAN_XIAO20240605_C1_S1": { "v": "46.12" }, "SAN_XIAO20240605_C1_S2": { "v": "21.94" } }, { "d": "2017-07-15", "SAN_XIAO20240605_C1_S1": { "v": "46.15" }, "SAN_XIAO20240605_C1_S2": { "v": "22.23" } }, { "d": "2017-08-15", "SAN_XIAO20240605_C1_S1": { "v": "46.15" }, "SAN_XIAO20240605_C1_S2": { "v": "21.59" } }, { "d": "2017-09-15", "SAN_XIAO20240605_C1_S1": { "v": "46.21" }, "SAN_XIAO20240605_C1_S2": { "v": "21.83" } }, { "d": "2017-10-15", "SAN_XIAO20240605_C1_S1": { "v": "46.38" }, "SAN_XIAO20240605_C1_S2": { "v": "21.72" } }, { "d": "2017-11-15", "SAN_XIAO20240605_C1_S1": { "v": "46.89" }, "SAN_XIAO20240605_C1_S2": { "v": "21.83" } }, { "d": "2017-12-15", "SAN_XIAO20240605_C1_S1": { "v": "47.04" }, "SAN_XIAO20240605_C1_S2": { "v": "21.64" } }, { "d": "2018-01-15", "SAN_XIAO20240605_C1_S1": { "v": "46.81" }, "SAN_XIAO20240605_C1_S2": { "v": "21.51" } }, { "d": "2018-02-15", "SAN_XIAO20240605_C1_S1": { "v": "46.78" }, "SAN_XIAO20240605_C1_S2": { "v": "21.33" } }, { "d": "2018-03-15", "SAN_XIAO20240605_C1_S1": { "v": "46.44" }, "SAN_XIAO20240605_C1_S2": { "v": "21.68" } }, { "d": "2018-04-15", "SAN_XIAO20240605_C1_S1": { "v": "46.78" }, "SAN_XIAO20240605_C1_S2": { "v": "21.69" } }, { "d": "2018-05-15", "SAN_XIAO20240605_C1_S1": { "v": "46.89" }, "SAN_XIAO20240605_C1_S2": { "v": "21.83" } }, { "d": "2018-06-15", "SAN_XIAO20240605_C1_S1": { "v": "47.12" }, "SAN_XIAO20240605_C1_S2": { "v": "22.15" } }, { "d": "2018-07-15", "SAN_XIAO20240605_C1_S1": { "v": "46.70" }, "SAN_XIAO20240605_C1_S2": { "v": "22.41" } }, { "d": "2018-08-15", "SAN_XIAO20240605_C1_S1": { "v": "46.54" }, "SAN_XIAO20240605_C1_S2": { "v": "22.77" } }, { "d": "2018-09-15", "SAN_XIAO20240605_C1_S1": { "v": "46.73" }, "SAN_XIAO20240605_C1_S2": { "v": "22.56" } }, { "d": "2018-10-15", "SAN_XIAO20240605_C1_S1": { "v": "48.20" }, "SAN_XIAO20240605_C1_S2": { "v": "22.89" } }, { "d": "2018-11-15", "SAN_XIAO20240605_C1_S1": { "v": "48.26" }, "SAN_XIAO20240605_C1_S2": { "v": "22.40" } }, { "d": "2018-12-15", "SAN_XIAO20240605_C1_S1": { "v": "48.27" }, "SAN_XIAO20240605_C1_S2": { "v": "22.21" } }, { "d": "2019-01-15", "SAN_XIAO20240605_C1_S1": { "v": "47.80" }, "SAN_XIAO20240605_C1_S2": { "v": "22.28" } }, { "d": "2019-02-15", "SAN_XIAO20240605_C1_S1": { "v": "47.83" }, "SAN_XIAO20240605_C1_S2": { "v": "22.36" } }, { "d": "2019-03-15", "SAN_XIAO20240605_C1_S1": { "v": "47.77" }, "SAN_XIAO20240605_C1_S2": { "v": "22.63" } }, { "d": "2019-04-15", "SAN_XIAO20240605_C1_S1": { "v": "48.69" }, "SAN_XIAO20240605_C1_S2": { "v": "22.89" } }, { "d": "2019-05-15", "SAN_XIAO20240605_C1_S1": { "v": "48.65" }, "SAN_XIAO20240605_C1_S2": { "v": "23.10" } }, { "d": "2019-06-15", "SAN_XIAO20240605_C1_S1": { "v": "48.52" }, "SAN_XIAO20240605_C1_S2": { "v": "23.17" } }, { "d": "2019-07-15", "SAN_XIAO20240605_C1_S1": { "v": "48.39" }, "SAN_XIAO20240605_C1_S2": { "v": "23.15" } }, { "d": "2019-08-15", "SAN_XIAO20240605_C1_S1": { "v": "48.46" }, "SAN_XIAO20240605_C1_S2": { "v": "23.75" } }, { "d": "2019-09-15", "SAN_XIAO20240605_C1_S1": { "v": "48.70" }, "SAN_XIAO20240605_C1_S2": { "v": "22.98" } }, { "d": "2019-10-15", "SAN_XIAO20240605_C1_S1": { "v": "48.58" }, "SAN_XIAO20240605_C1_S2": { "v": "22.83" } }, { "d": "2019-11-15", "SAN_XIAO20240605_C1_S1": { "v": "48.55" }, "SAN_XIAO20240605_C1_S2": { "v": "22.91" } }, { "d": "2019-12-15", "SAN_XIAO20240605_C1_S1": { "v": "48.99" }, "SAN_XIAO20240605_C1_S2": { "v": "23.10" } }, { "d": "2020-01-15", "SAN_XIAO20240605_C1_S1": { "v": "48.07" }, "SAN_XIAO20240605_C1_S2": { "v": "23.12" } }, { "d": "2020-02-15", "SAN_XIAO20240605_C1_S1": { "v": "46.42" }, "SAN_XIAO20240605_C1_S2": { "v": "22.79" } }, { "d": "2020-03-15", "SAN_XIAO20240605_C1_S1": { "v": "46.91" }, "SAN_XIAO20240605_C1_S2": { "v": "23.01" } }, { "d": "2020-04-15", "SAN_XIAO20240605_C1_S1": { "v": "47.66" }, "SAN_XIAO20240605_C1_S2": { "v": "21.18" } }, { "d": "2020-05-15", "SAN_XIAO20240605_C1_S1": { "v": "46.02" }, "SAN_XIAO20240605_C1_S2": { "v": "20.01" } }, { "d": "2020-06-15", "SAN_XIAO20240605_C1_S1": { "v": "45.70" }, "SAN_XIAO20240605_C1_S2": { "v": "18.51" } }, { "d": "2020-07-15", "SAN_XIAO20240605_C1_S1": { "v": "46.14" }, "SAN_XIAO20240605_C1_S2": { "v": "19.65" } }, { "d": "2020-08-15", "SAN_XIAO20240605_C1_S1": { "v": "45.88" }, "SAN_XIAO20240605_C1_S2": { "v": "19.64" } }, { "d": "2020-09-15", "SAN_XIAO20240605_C1_S1": { "v": "45.64" }, "SAN_XIAO20240605_C1_S2": { "v": "20.00" } }, { "d": "2020-10-15", "SAN_XIAO20240605_C1_S1": { "v": "44.89" }, "SAN_XIAO20240605_C1_S2": { "v": "20.07" } }, { "d": "2020-11-15", "SAN_XIAO20240605_C1_S1": { "v": "45.24" }, "SAN_XIAO20240605_C1_S2": { "v": "20.23" } }, { "d": "2020-12-15", "SAN_XIAO20240605_C1_S1": { "v": "45.28" }, "SAN_XIAO20240605_C1_S2": { "v": "20.22" } }, { "d": "2021-01-15", "SAN_XIAO20240605_C1_S1": { "v": "42.55" }, "SAN_XIAO20240605_C1_S2": { "v": "19.99" } }, { "d": "2021-02-15", "SAN_XIAO20240605_C1_S1": { "v": "41.99" }, "SAN_XIAO20240605_C1_S2": { "v": "19.33" } }, { "d": "2021-03-15", "SAN_XIAO20240605_C1_S1": { "v": "44.71" }, "SAN_XIAO20240605_C1_S2": { "v": "20.35" } }, { "d": "2021-04-15", "SAN_XIAO20240605_C1_S1": { "v": "45.83" }, "SAN_XIAO20240605_C1_S2": { "v": "20.29" } }, { "d": "2021-05-15", "SAN_XIAO20240605_C1_S1": { "v": "44.85" }, "SAN_XIAO20240605_C1_S2": { "v": "20.13" } }, { 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"d": "2022-03-15", "SAN_XIAO20240605_C1_S1": { "v": "45.46" }, "SAN_XIAO20240605_C1_S2": { "v": "20.51" } }, { "d": "2022-04-15", "SAN_XIAO20240605_C1_S1": { "v": "45.51" }, "SAN_XIAO20240605_C1_S2": { "v": "21.30" } }, { "d": "2022-05-15", "SAN_XIAO20240605_C1_S1": { "v": "45.28" }, "SAN_XIAO20240605_C1_S2": { "v": "21.70" } }, { "d": "2022-06-15", "SAN_XIAO20240605_C1_S1": { "v": "45.34" }, "SAN_XIAO20240605_C1_S2": { "v": "22.04" } }, { "d": "2022-07-15", "SAN_XIAO20240605_C1_S1": { "v": "44.99" }, "SAN_XIAO20240605_C1_S2": { "v": "22.01" } }, { "d": "2022-08-15", "SAN_XIAO20240605_C1_S1": { "v": "45.10" }, "SAN_XIAO20240605_C1_S2": { "v": "22.36" } }, { "d": "2022-09-15", "SAN_XIAO20240605_C1_S1": { "v": "45.15" }, "SAN_XIAO20240605_C1_S2": { "v": "22.19" } }, { "d": "2022-10-15", "SAN_XIAO20240605_C1_S1": { "v": "45.22" }, "SAN_XIAO20240605_C1_S2": { "v": "21.82" } }, { "d": "2022-11-15", "SAN_XIAO20240605_C1_S1": { "v": "45.85" }, "SAN_XIAO20240605_C1_S2": { "v": "21.40" } }, { "d": "2022-12-15", "SAN_XIAO20240605_C1_S1": { "v": "45.49" }, "SAN_XIAO20240605_C1_S2": { "v": "21.89" } }, { "d": "2023-01-15", "SAN_XIAO20240605_C1_S1": { "v": "44.82" }, "SAN_XIAO20240605_C1_S2": { "v": "21.84" } }, { "d": "2023-02-15", "SAN_XIAO20240605_C1_S1": { "v": "45.07" }, "SAN_XIAO20240605_C1_S2": { "v": "21.95" } }, { "d": "2023-03-15", "SAN_XIAO20240605_C1_S1": { "v": "45.57" }, "SAN_XIAO20240605_C1_S2": { "v": "22.04" } }, { "d": "2023-04-15", "SAN_XIAO20240605_C1_S1": { "v": "46.15" }, "SAN_XIAO20240605_C1_S2": { "v": "22.09" } }, { "d": "2023-05-15", "SAN_XIAO20240605_C1_S1": { "v": "46.25" }, "SAN_XIAO20240605_C1_S2": { "v": "22.64" } }, { "d": "2023-06-15", "SAN_XIAO20240605_C1_S1": { "v": "46.05" }, "SAN_XIAO20240605_C1_S2": { "v": "23.34" } }, { "d": "2023-07-15", "SAN_XIAO20240605_C1_S1": { "v": "45.96" }, "SAN_XIAO20240605_C1_S2": { "v": "22.76" } }, { "d": "2023-08-15", "SAN_XIAO20240605_C1_S1": { "v": "46.07" }, "SAN_XIAO20240605_C1_S2": { "v": "22.78" } }, { "d": "2023-09-15", "SAN_XIAO20240605_C1_S1": { "v": "46.27" }, "SAN_XIAO20240605_C1_S2": { "v": "22.78" } }, { "d": "2023-10-15", "SAN_XIAO20240605_C1_S1": { "v": "46.42" }, "SAN_XIAO20240605_C1_S2": { "v": "22.62" } }, { "d": "2023-11-15", "SAN_XIAO20240605_C1_S1": { "v": "46.56" }, "SAN_XIAO20240605_C1_S2": { "v": "22.48" } }, { "d": "2023-12-15", "SAN_XIAO20240605_C1_S1": { "v": "46.58" }, "SAN_XIAO20240605_C1_S2": { "v": "22.61" } }, { "d": "2024-01-15", "SAN_XIAO20240605_C1_S1": { "v": "46.16" }, "SAN_XIAO20240605_C1_S2": { "v": "22.67" } }, { "d": "2024-02-15", "SAN_XIAO20240605_C1_S1": { "v": "46.13" }, "SAN_XIAO20240605_C1_S2": { "v": "22.99" } } ] }