<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>Chart 2-B: Distribution of outstanding mortgages that will see an increase or decrease by the end of 2026</label>
    <description><![CDATA[Mortgages with payment decreases

Sources: Regulatory filings of Canadian banks and Bank of Canada calculations]]></description>
    <link>https://www.bankofcanada.ca/?p=246630</link>
</groupDetail>
<seriesDetail>
<series id="SAN_SUAD20250620_C2B2_S1">
<label>Payment decreases</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
</seriesDetail>
<observations>
<o k="Fixed rate with a term of less than 5 years"><v s="SAN_SUAD20250620_C2B2_S1">733018</v></o>
<o k="Fixed rate with a term of 5 years or more"><v s="SAN_SUAD20250620_C2B2_S1">0</v></o>
<o k="Variable rate, fixed payments"><v s="SAN_SUAD20250620_C2B2_S1">227645</v></o>
<o k="Variable rate, variable payments"><v s="SAN_SUAD20250620_C2B2_S1">352540</v></o>
</observations>
</data>