Housing investors tend to be older, earn more income and be more indebted https://www.bankofcanada.ca/?p=224546 Total debt service ratio First-time homebuyers Repeat homebuyers Investors 0.00 0.010.000.000.00 0.020.010.010.01 0.030.010.010.01 0.040.020.010.02 0.050.030.010.03 0.060.040.020.03 0.070.050.030.04 0.080.080.050.06 0.090.090.060.06 0.100.120.090.08 0.110.160.120.11 0.120.200.170.14 0.130.260.220.17 0.140.310.260.19 0.150.400.330.24 0.160.480.440.33 0.170.540.490.34 0.180.680.590.41 0.190.810.740.51 0.200.900.810.55 0.211.050.960.72 0.221.231.150.80 0.231.351.230.84 0.241.601.461.12 0.251.761.621.19 0.261.941.751.32 0.272.111.921.39 0.282.402.151.65 0.292.662.381.99 0.302.862.541.94 0.313.212.812.26 0.323.533.122.71 0.333.613.242.63 0.343.983.583.09 0.354.393.993.54 0.364.534.153.46 0.374.924.554.07 0.385.445.134.89 0.396.135.675.19 0.406.085.975.47 0.415.736.096.14 0.425.866.296.20 0.435.055.686.09 0.445.906.897.93 0.451.832.723.92 0.461.101.582.48 0.470.921.382.41 0.480.731.082.04 0.490.610.931.70 0.500.560.861.70 0.510.290.440.90 0.520.240.390.77 0.530.210.330.69 0.540.180.280.58 0.550.160.260.57 0.560.160.230.49 0.570.150.210.50 0.580.130.190.46 0.590.110.180.44 0.600.110.170.37