{ "terms": { "url": "https://www.bankofcanada.ca/terms/" }, "groupDetail": { "label": "Housing investors tend to be older, earn more income and be more indebted", "description": "Distribution of homebuyers based on different metrics, averages over 2014–2021H1\n\nDistribution of homebuyers by loan-to-income ratio (all mortgages)\nShare of home purchases\n\nSources: TransUnion, regulatory filings of Canadian banks and Bank of Canada calculations", "link": "https://www.bankofcanada.ca/?p=224546" }, "seriesDetail": { "SAN_MIKA20211206_C6D_S1": { "label": "Loan-to-income ratio (all mortgages)", "description": "", "dimension": { "key": "k", "name": "Category" } }, "SAN_MIKA20211206_C6D_S2": { "label": "First-time homebuyers", "description": "", "dimension": { "key": "k", "name": "Category" } }, "SAN_MIKA20211206_C6D_S3": { "label": "Repeat homebuyers", "description": "", "dimension": { "key": "k", "name": "Category" } }, "SAN_MIKA20211206_C6D_S4": { "label": "Investors", "description": "", "dimension": { "key": "k", "name": "Category" } } }, "observations": [ { "k": "1", "SAN_MIKA20211206_C6D_S1": { "v": "0" }, "SAN_MIKA20211206_C6D_S2": { "v": "0.00" }, "SAN_MIKA20211206_C6D_S3": { "v": "0.00" }, "SAN_MIKA20211206_C6D_S4": { "v": "0.00" } }, { "k": "2", "SAN_MIKA20211206_C6D_S1": { "v": "10" }, "SAN_MIKA20211206_C6D_S2": { "v": "0.03" }, "SAN_MIKA20211206_C6D_S3": { "v": "0.04" }, "SAN_MIKA20211206_C6D_S4": { "v": "0.01" } }, { "k": "3", "SAN_MIKA20211206_C6D_S1": { "v": "20" }, "SAN_MIKA20211206_C6D_S2": { "v": "0.06" }, "SAN_MIKA20211206_C6D_S3": { "v": "0.08" }, "SAN_MIKA20211206_C6D_S4": { "v": "0.02" } }, { "k": "4", "SAN_MIKA20211206_C6D_S1": { "v": "30" }, "SAN_MIKA20211206_C6D_S2": { "v": "0.12" }, "SAN_MIKA20211206_C6D_S3": { "v": "0.18" }, "SAN_MIKA20211206_C6D_S4": { "v": "0.04" } }, { "k": "5", "SAN_MIKA20211206_C6D_S1": { "v": "40" }, "SAN_MIKA20211206_C6D_S2": { "v": "0.21" }, "SAN_MIKA20211206_C6D_S3": { "v": "0.30" }, "SAN_MIKA20211206_C6D_S4": { "v": 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"100" }, "SAN_MIKA20211206_C6D_S2": { "v": "0.71" }, "SAN_MIKA20211206_C6D_S3": { "v": "0.99" }, "SAN_MIKA20211206_C6D_S4": { "v": "0.41" } }, { "k": "12", "SAN_MIKA20211206_C6D_S1": { "v": "110" }, "SAN_MIKA20211206_C6D_S2": { "v": "0.76" }, "SAN_MIKA20211206_C6D_S3": { "v": "1.09" }, "SAN_MIKA20211206_C6D_S4": { "v": "0.51" } }, { "k": "13", "SAN_MIKA20211206_C6D_S1": { "v": "120" }, "SAN_MIKA20211206_C6D_S2": { "v": "0.87" }, "SAN_MIKA20211206_C6D_S3": { "v": "1.20" }, "SAN_MIKA20211206_C6D_S4": { "v": "0.59" } }, { "k": "14", "SAN_MIKA20211206_C6D_S1": { "v": "130" }, "SAN_MIKA20211206_C6D_S2": { "v": "0.97" }, "SAN_MIKA20211206_C6D_S3": { "v": "1.28" }, "SAN_MIKA20211206_C6D_S4": { "v": "0.67" } }, { "k": "15", "SAN_MIKA20211206_C6D_S1": { "v": "140" }, "SAN_MIKA20211206_C6D_S2": { "v": "1.03" }, "SAN_MIKA20211206_C6D_S3": { "v": "1.44" }, "SAN_MIKA20211206_C6D_S4": { "v": "0.74" } }, { "k": "16", "SAN_MIKA20211206_C6D_S1": { "v": "150" }, "SAN_MIKA20211206_C6D_S2": { "v": "1.13" }, "SAN_MIKA20211206_C6D_S3": { "v": "1.52" }, "SAN_MIKA20211206_C6D_S4": { "v": "0.84" } }, { "k": "17", "SAN_MIKA20211206_C6D_S1": { "v": "160" }, "SAN_MIKA20211206_C6D_S2": { "v": "1.23" }, "SAN_MIKA20211206_C6D_S3": { "v": "1.62" }, "SAN_MIKA20211206_C6D_S4": { "v": "0.95" } }, { "k": "18", "SAN_MIKA20211206_C6D_S1": { "v": "170" }, "SAN_MIKA20211206_C6D_S2": { "v": "1.33" }, "SAN_MIKA20211206_C6D_S3": { "v": "1.76" }, "SAN_MIKA20211206_C6D_S4": { "v": "1.05" } }, { "k": "19", "SAN_MIKA20211206_C6D_S1": { "v": "180" }, "SAN_MIKA20211206_C6D_S2": { "v": "1.41" }, "SAN_MIKA20211206_C6D_S3": { "v": "1.85" }, "SAN_MIKA20211206_C6D_S4": { "v": "1.10" } }, { "k": "20", "SAN_MIKA20211206_C6D_S1": { "v": "190" }, "SAN_MIKA20211206_C6D_S2": { "v": "1.52" }, "SAN_MIKA20211206_C6D_S3": { "v": "1.94" }, "SAN_MIKA20211206_C6D_S4": { "v": "1.22" } }, { "k": "21", "SAN_MIKA20211206_C6D_S1": { "v": "200" }, "SAN_MIKA20211206_C6D_S2": { "v": "1.62" }, "SAN_MIKA20211206_C6D_S3": { "v": "2.03" }, 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