"TERMS AND CONDITIONS" "https://www.bankofcanada.ca/terms/" "NAME" "Housing investors tend to be older, earn more income and be more indebted" "DESCRIPTION" "Distribution of homebuyers based on different metrics, averages over 2014–2021H1" "" "Distribution of homebuyers by loan-to-income ratio (all mortgages)" "Share of home purchases" "" "Sources: TransUnion, regulatory filings of Canadian banks and Bank of Canada calculations" "LINK" "https://www.bankofcanada.ca/?p=224546" "SERIES" "id","label","description" "SAN_MIKA20211206_C6D_S1","Loan-to-income ratio (all mortgages)","" "SAN_MIKA20211206_C6D_S2","First-time homebuyers","" "SAN_MIKA20211206_C6D_S3","Repeat homebuyers","" "SAN_MIKA20211206_C6D_S4","Investors","" "OBSERVATIONS" "k","SAN_MIKA20211206_C6D_S1","SAN_MIKA20211206_C6D_S2","SAN_MIKA20211206_C6D_S3","SAN_MIKA20211206_C6D_S4" "1","0","0.00","0.00","0.00" "2","10","0.03","0.04","0.01" "3","20","0.06","0.08","0.02" "4","30","0.12","0.18","0.04" "5","40","0.21","0.30","0.07" "6","50","0.28","0.41","0.11" "7","60","0.38","0.54","0.16" "8","70","0.46","0.65","0.21" "9","80","0.52","0.77","0.27" "10","90","0.60","0.87","0.36" "11","100","0.71","0.99","0.41" "12","110","0.76","1.09","0.51" "13","120","0.87","1.20","0.59" "14","130","0.97","1.28","0.67" "15","140","1.03","1.44","0.74" "16","150","1.13","1.52","0.84" "17","160","1.23","1.62","0.95" "18","170","1.33","1.76","1.05" "19","180","1.41","1.85","1.10" "20","190","1.52","1.94","1.22" "21","200","1.62","2.03","1.29" "22","210","1.73","2.15","1.38" "23","220","1.83","2.18","1.41" "24","230","1.92","2.32","1.48" "25","240","2.06","2.38","1.55" "26","250","2.16","2.43","1.66" "27","260","2.22","2.44","1.71" "28","270","2.33","2.44","1.75" "29","280","2.41","2.51","1.79" "30","290","2.43","2.44","1.82" "31","300","2.54","2.48","1.86" "32","310","2.60","2.45","1.86" "33","320","2.64","2.45","1.92" "34","330","2.65","2.37","1.97" "35","340","2.72","2.33","1.91" "36","350","2.70","2.30","1.92" "37","360","2.71","2.27","1.92" "38","370","2.75","2.25","1.96" "39","380","2.71","2.16","1.96" "40","390","2.67","2.10","1.97" "41","400","2.68","2.04","1.94" "42","410","2.60","1.96","1.88" "43","420","2.58","1.94","1.92" "44","430","2.52","1.80","1.91" "45","440","2.46","1.77","1.87" "46","450","2.35","1.66","1.81" "47","460","2.25","1.64","1.80" "48","470","2.14","1.53","1.76" "49","480","1.99","1.43","1.72" "50","490","1.80","1.32","1.70" "51","500","1.62","1.26","1.61" "52","510","1.37","1.14","1.58" "53","520","1.22","1.07","1.55" "54","530","1.10","0.97","1.41" "55","540","0.99","0.91","1.41" "56","550","0.87","0.83","1.37" "57","560","0.77","0.77","1.36" "58","570","0.69","0.70","1.30" "59","580","0.61","0.65","1.23" "60","590","0.54","0.60","1.16" "61","600","0.48","0.56","1.12" "62","610","0.43","0.52","1.04" "63","620","0.36","0.47","1.04" "64","630","0.33","0.45","0.99" "65","640","0.28","0.40","0.95" "66","650","0.26","0.38","0.92" "67","660","0.25","0.36","0.88" "68","670","0.23","0.35","0.85" "69","680","0.20","0.33","0.82" "70","690","0.19","0.30","0.79" "71","700","0.17","0.30","0.73" "72","710","0.16","0.28","0.72" "73","720","0.16","0.25","0.70" "74","730","0.15","0.25","0.68" "75","740","0.13","0.22","0.66" "76","750","0.13","0.23","0.64" "77","760","0.12","0.22","0.62" "78","770","0.12","0.21","0.60" "79","780","0.11","0.21","0.56" "80","790","0.10","0.20","0.53" "81","800","0.10","0.18","0.51" "82","810","0.09","0.17","0.49" "83","820","0.09","0.16","0.45" "84","830","0.09","0.16","0.46" "85","840","0.09","0.15","0.44" "86","850","0.08","0.15","0.42" "87","860","0.08","0.14","0.40" "88","870","0.08","0.13","0.42" "89","880","0.08","0.13","0.38" "90","890","0.07","0.14","0.36" "91","900","0.07","0.12","0.35" "92","910","0.07","0.12","0.33" "93","920","0.06","0.11","0.29" "94","930","0.06","0.10","0.30" "95","940","0.06","0.11","0.30" "96","950","0.06","0.10","0.30" "97","960","0.05","0.09","0.28" "98","970","0.05","0.08","0.24" "99","980","0.05","0.08","0.27" "100","990","0.05","0.08","0.24" "101","1000","0.05","0.08","0.24"