Housing investors tend to be older, earn more income and be more indebted https://www.bankofcanada.ca/?p=224546 Qualifying gross income ($) First-time homebuyers Repeat homebuyers Investors 0 50000.070.070.08 100000.150.170.17 150000.250.240.25 200000.420.380.30 250000.730.600.38 300001.250.900.49 350001.981.280.61 400003.091.870.85 450003.842.391.09 500004.442.781.39 550004.993.251.68 600005.373.501.89 650005.343.672.05 700005.533.912.34 750005.504.152.62 800005.154.142.77 850004.994.423.08 900004.594.313.23 950004.084.173.30 1000004.064.213.49 1050003.353.773.38 1100003.053.513.27 1150002.833.423.36 1200002.753.343.45 1250002.273.003.19 1300002.112.923.20 1350001.862.653.12 1400001.682.543.06 1450001.502.333.00 1500001.502.292.97 1550001.171.992.74 1600001.131.882.78 1650000.981.732.57 1700000.851.532.44 1750000.821.472.42 1800000.791.352.26 1850000.621.192.12 1900000.591.101.98 1950000.520.971.88 2000000.600.941.86 2050000.440.841.74 2100000.410.731.57 2150000.330.671.42 2200000.350.631.42 2250000.380.591.33 2300000.290.501.18 2350000.260.481.13 2400000.280.441.10 2450000.210.380.96 2500000.270.401.04