"TERMS AND CONDITIONS" "https://www.bankofcanada.ca/terms/" "NAME" "COVID-19’s impact on the financial health of Canadian businesses: An initial assessment" "DESCRIPTION" "COVID-19’s impact on the financial health of Canadian businesses: An initial assessment" "LINK" "https://www.bankofcanada.ca/?p=220700" "SERIES" "id","label","description","dimension_key","dimension_name" "SAN_MIKA20210412_C10_S2","Bankruptcies","","date","date" "SAN_MIKA20210412_C10_S3","Proposals","","date","date" "SAN_MIKA20210412_C11_S1","NPL ratio for the non-financial corporate sector","","date","date" "SAN_MIKA20210412_C12_S1","Performing loans","","k","category" "SAN_MIKA20210412_C12_S2","Impaired loans","","k","category" "SAN_MIKA20210412_C13_S1","January 1, 2020","","k","category" "SAN_MIKA20210412_C13_S2","March 23, 2020 (stock market dip)","","k","category" "SAN_MIKA20210412_C13_S3","March 22, 2021","","k","category" "SAN_MIKA20210412_C14_S1","2020Q3 (actual)","","k","category" "SAN_MIKA20210412_C14_S2","2021Q4 (simulated)","","k","category" "SAN_MIKA20210412_C15_S1","Broad definition","","date","date" "SAN_MIKA20210412_C15_S2","Narrow definition","","date","date" "SAN_MIKA20210412_C1_S1","Decreased 40% or more","","k","category" "SAN_MIKA20210412_C1_S2","Decreased 20% to less than 40%","","k","category" "SAN_MIKA20210412_C1_S3","Decreased 1% to less than 20%","","k","category" "SAN_MIKA20210412_C1_S4","Stayed the same","","k","category" "SAN_MIKA20210412_C1_S5","Increased","","k","category" "SAN_MIKA20210412_C1_S6","Not applicable","","k","category" "SAN_MIKA20210412_C2_S1","Percent change in industry GDP (February to April 2020)","","k","category" "SAN_MIKA20210412_C2_S2","Percent of firms within each industry that received either CEBA, CEWS, or CECRA","","k","category" "SAN_MIKA20210412_C2_S3_left","label_left","","k","category" "SAN_MIKA20210412_C2_S3_right","label_right","","k","category" "SAN_MIKA20210412_C3_S1","Interest rate major banks charged on new loans","","date","date" "SAN_MIKA20210412_C3_S2","Interest rate major banks charged on existing loans","","date","date" "SAN_MIKA20210412_C3_S3","Canada non-financial corporate bond index","","date","date" "SAN_MIKA20210412_C4_S1","Loans","","date","date" "SAN_MIKA20210412_C4_S2","Debt securities","","date","date" "SAN_MIKA20210412_C5_S1","Non-residents","","date","date" "SAN_MIKA20210412_C5_S2","Non-financial corporations","","date","date" "SAN_MIKA20210412_C5_S3","Financial corporations","","date","date" "SAN_MIKA20210412_C5_S4","Government","","date","date" "SAN_MIKA20210412_C5_S5","Total non-mortgage loans","","date","date" "SAN_MIKA20210412_C6_S1","Corporate","","date","date" "SAN_MIKA20210412_C6_S2","Commercial","","date","date" "SAN_MIKA20210412_C6_S3","Small business","","date","date" "SAN_MIKA20210412_C7_S1","Leverage (debt-to-asset ratio) (left scale)","","date","date" "SAN_MIKA20210412_C7_S2","Liquidity (cash-to-debt ratio) (right scale)","","date","date" "SAN_MIKA20210412_C8_S1","%","","k","category" "SAN_MIKA20210412_C9_S1","Change in aggregate cash holdings over 2020H2, by percentile group","","k","category" "OBSERVATIONS BY DIMENSION: DATE" "date","SAN_MIKA20210412_C10_S2","SAN_MIKA20210412_C10_S3","SAN_MIKA20210412_C11_S1","SAN_MIKA20210412_C15_S1","SAN_MIKA20210412_C15_S2","SAN_MIKA20210412_C3_S1","SAN_MIKA20210412_C3_S2","SAN_MIKA20210412_C3_S3","SAN_MIKA20210412_C4_S1","SAN_MIKA20210412_C4_S2","SAN_MIKA20210412_C5_S1","SAN_MIKA20210412_C5_S2","SAN_MIKA20210412_C5_S3","SAN_MIKA20210412_C5_S4","SAN_MIKA20210412_C5_S5","SAN_MIKA20210412_C6_S1","SAN_MIKA20210412_C6_S2","SAN_MIKA20210412_C6_S3","SAN_MIKA20210412_C7_S1","SAN_MIKA20210412_C7_S2" "2005-09-30","","","","9.69305","4.52342","","","","","","","","","","","","","","","" "2005-12-31","","","","9.03909","3.58306","","","","","","","","","","","","","","","" "2006-03-31","","","1.538133358","8.39054","3.73760","","","","","","","","","","","","","","","" "2006-06-30","","","1.462599465","8.93812","3.66692","","","","","","","","","","","","","","","" "2006-09-30","","","1.750584016","10.32900","4.13160","","","","","","","","","","","","","","","" "2006-12-31","","","1.364202945","10.00000","4.61538","","","","","","","","","","","","","","","" "2007-03-31","","","1.223421249","9.33435","4.36113","","","","","","","","","","","","","","","" "2007-06-30","","","1.118306540","10.18011","4.15035","","","","","","","","","","","","","","","" "2007-09-30","","","1.149383583","11.89532","4.52022","","","","","","","","","","","","","","","" "2007-12-31","","","1.112254297","12.36691","4.99590","","","","","","","","","","","","","","","" "2008-03-31","","","1.657859750","12.55094","5.37897","","","","","","","","","","","","","","","" "2008-06-30","","","1.677141095","13.80719","5.96405","","","","","","","","","","","","","","","" "2008-09-30","","","1.888367185","14.36829","5.45004","","","","","","","","","","","","","","","" "2008-12-31","","","2.196546242","14.50126","5.44845","","","","","","","","","","","","","","","" "2009-03-31","","","2.395772792","14.39206","5.37634","","","","","","","","","","","","","","","" "2009-06-30","","","3.071006904","15.00419","5.86756","","","","","","","","","","","","","","","" "2009-09-30","","","3.771863729","15.22843","5.66836","","","","","","","","","","","","","","","" "2009-12-31","","","3.677541459","14.32314","5.93886","","","","","","","","","","","","","","","" "2010-03-31","","","4.204707288","13.40830","5.53633","","","","","","","","","","","","","","","" "2010-06-30","","","4.343095577","13.46655","5.12598","","","","","","","","","","","","","","","" "2010-09-30","","","4.904216985","13.77507","5.75414","","","","","","","","","","","","","","","" "2010-12-31","4072","1154","4.180828917","13.16964","5.65476","","","","","","","","","","","","","","","" "2011-03-31","","","4.284432240","11.27379","4.46559","","","","","","","","","","","","","","","" "2011-06-30","","","3.881311320","12.98893","4.94465","","","","","","","","","","","","","","","" "2011-09-30","","","2.728872250","14.28571","5.90379","","","","","","","","","","","","","","","" "2011-12-31","3643","1132","2.447187433","13.40058","6.05187","","","","","","","","","","","","","","","" "2012-03-31","","","2.676917411","10.92489","4.90379","","","","","","","","","","","","","","","" "2012-06-30","","","2.578237000","12.05630","5.26316","","","","","","","","","","","","","","","" "2012-09-30","","","2.405142122","15.54878","7.37805","","","","","","","","","","","","","","","" "2012-12-31","3236","1117","2.386139963","15.53100","6.99816","","","","","","","","","","","","","","","" "2013-03-31","","","2.750514501","15.53517","7.15596","","","","","","","","","","","","","","","" "2013-06-30","","","2.713202951","16.56404","7.63547","","","","","","","","","","","","","","","" "2013-09-30","","","2.075415032","17.59201","8.04741","","","","","","","","","","","","","","","" "2013-12-31","3187","1094","1.927978463","18.38422","8.90585","","","","","","","","","","","","","","","" "2014-03-31","","","1.378422809","17.42138","8.11321","","","","","","","","","","","","","","","" "2014-06-30","","","1.330066522","17.91908","8.54207","","","","","","","","","","","","","","","" "2014-09-30","","","1.288463350","19.14618","8.53816","","","","","","","","","","","","","","","" "2014-12-31","3116","1103","1.224558153","18.49406","7.66182","","","","","","","","","","","","","","","" "2015-03-31","","","1.178426703","18.42981","6.91949","","","","","","","","","","","21.100000","-8.350000","-3.470000","21.39369121","33.93311139" "2015-06-30","","","1.192839185","20.00000","8.75421","","","","","","","","","","","-0.900000","2.450000","1.870000","20.97887048","33.67000830" "2015-09-30","","","1.187122436","20.72256","8.99796","","","","","","","","","","","-24.070000","3.510000","6.150000","21.82625743","33.88192471" "2015-12-31","3089","1018","1.142772883","20.01395","8.57741","","","","","","","","","","","-6.280000","-2.720000","-3.100000","22.00130033","33.70059055" "2016-03-31","","","1.266136202","20.39381","9.21238","","","","","","-14.698","-0.842","9.511","0.396","-5.633","23.130000","-10.580000","-9.230000","21.13903217","34.20904127" "2016-06-30","","","1.456649220","21.14695","9.39068","","","","","","10.233","-0.069","16.538","-0.652","26.050","-13.100000","-2.060000","2.530000","22.05079630","33.69741222" "2016-09-30","","","1.423947579","21.86589","9.83965","","","","","","3.118","-0.050","-2.255","-0.359","0.454","-0.850000","-11.910000","-7.170000","21.70354236","33.51506385" "2016-12-31","2884","965","1.337639446","21.15097","9.41704","","","","","","6.690","0.072","3.886","-0.455","10.193","-0.850000","-8.050000","-7.170000","20.61155149","35.56698542" "2017-03-31","","","1.235034119","19.11211","8.20166","","","","","","0.909","-0.027","10.667","0.811","12.360","-16.754540","-8.925758","-9.465462","20.44544012","34.84410699" "2017-06-30","","","1.105997132","19.80122","7.49235","","","","","","-2.041","0.261","19.036","-0.542","16.714","21.496590","-1.912154","6.030525","20.98718437","35.56269882" "2017-09-30","","","0.994863620","20.21605","8.79630","","","","","","0.605","0.466","14.678","1.002","16.751","0.000000","-2.470000","2.700000","21.08030710","35.47877744" "2017-10-31","","","","","","","","","1.009355823","0.702078761","","","","","","","","","","" "2017-11-30","","","","","","","","","0.544944387","0.720863870","","","","","","","","","","" "2017-12-31","2700","909","1.081701617","20.20521","8.05051","","","","0.374697637","0.549598449","2.075","0.052","0.242","-0.669","1.700","9.160000","12.940000","4.990000","21.13179582","34.70808739" "2018-01-31","","","","","","","","","0.644622863","-0.343104033","","","","","","","","","","" "2018-02-28","","","","","","","","","0.353718340","-0.095889829","","","","","","","","","","" "2018-03-31","","","1.017462152","19.04762","7.14286","","","","0.652470498","0.881535574","-3.669","0.126","24.456","7.328","28.241","6.050000","8.670000","6.530000","21.59410994","33.65029527" "2018-04-30","","","","","","","","","0.760775253","0.108469933","","","","","","","","","","" "2018-05-31","","","","","","","","","1.076407060","-0.251755039","","","","","","","","","","" "2018-06-30","","","0.991969796","19.74420","7.59392","","","","1.013285323","0.449538805","4.166","0.053","18.600","1.483","24.302","24.760000","2.900000","18.730000","21.25191999","33.40788419" "2018-07-31","","","","","","","","","0.621955893","0.486040219","","","","","","","","","","" "2018-08-31","","","","","","","","","1.312054274","-0.246698277","","","","","","","","","","" "2018-09-30","","","0.970574440","19.95153","7.35057","","","","1.125137557","-0.331534168","4.851","0.044","14.893","-0.497","19.291","22.924380","7.070494","18.165950","20.69567497","33.76149538" "2018-10-31","","","","","","","","","1.230706297","0.093091218","","","","","","","","","","" "2018-11-30","","","","","","","","","1.192525368","0.086445541","","","","","","","","","","" "2018-12-31","2677","903","0.836377528","19.10299","6.97674","","","","1.819499555","-0.179967334","3.230","0.486","18.696","0.811","23.223","7.794701","7.374123","6.358595","21.91006447","34.33762447" "2019-01-31","","","","","","","","","-0.658824906","-0.502157273","","","","","","","","","","" "2019-02-28","","","","","","","","","0.210049666","-0.251415268","","","","","","","","","","" "2019-03-31","","","1.018046886","19.23077","7.10702","","","","0.724164501","0.165714557","1.464","-0.014","16.819","-1.204","17.065","-1.044085","6.390992","1.448930","21.55846114","31.71158372" "2019-04-30","","","","","","","","","0.510855683","0.811453827","","","","","","","","","","" "2019-05-31","","","","","","","","","0.610921553","0.756042376","","","","","","","","","","" "2019-06-30","","","1.056296391","20.57336","7.50422","","","","0.770794846","-0.355095876","-2.227","0.054","23.912","-0.987","20.752","0.883652","-4.996542","-2.075691","21.21530929","32.09152762" "2019-07-31","","","","","","","","","1.218918687","-0.399860802","","","","","","","","","","" "2019-08-31","","","","","","","","","0.505328259","0.029564031","","","","","","","","","","" "2019-09-30","","","1.035479439","24.31741","9.04437","","","","0.345822767","0.652063665","-3.191","0.278","12.003","0.135","9.225","0.000000","-2.220541","-4.210813","21.76343874","33.00083489" "2019-10-31","","","","","","3.9","4.3","2.976434783","0.254058866","0.706900665","","","","","","","","","","" "2019-11-30","","","","","","4.1","4.3","2.973363636","0.827276824","0.275672864","","","","","","","","","","" "2019-12-31","2746","934","1.022092239","24.73776","9.79021","3.8","4.2","2.978952381","0.743012741","0.453675832","-0.966","0.356","8.941","-0.108","8.223","-12.498580","-5.927335","1.188129","21.57161175","33.99018359" "2020-01-31","","","","","","3.9","4.2","2.836318182","1.542280895","0.221208373","","","","","","","","","","" "2020-02-29","","","","","","3.9","4.3","2.654809524","0.767915689","0.234012561","","","","","","","","","","" "2020-03-31","","","0.939073074","25.55261","9.99116","2.9","3.2","2.952590909","4.291679501","0.026850253","2.486","1.616","65.264","-0.279","69.087","56.917650","25.573030","7.564426","22.73211175","36.11955734" "2020-04-30","","","","","","2.5","3.1","3.249142857","1.511109667","0.546845206","","","","","","","","","","" "2020-05-31","","","","","","2.5","3.1","2.861000000","-0.882152720","1.922350643","","","","","","","","","","" "2020-06-30","","","1.310221229","27.86738","11.46953","2.7","3.1","2.546227273","-0.790164645","1.501016596","-0.008","0.921","-45.347","30.744","-13.690","64.803430","-1.707424","-16.324900","23.80530561","37.77722077" "2020-07-31","","","","","","2.7","3.1","2.373304348","0.177139607","0.344921456","","","","","","","","","","" "2020-08-31","","","","","","2.7","3.1","2.233238095","0.153026503","-0.014740497","","","","","","","","","","" "2020-09-30","","","1.452074564","29.15905","12.43144","2.7","3.1","2.184000000","0.368477561","0.366214192","7.933","0.494","-23.663","5.088","-18.081","9.177727","-11.560420","-36.013200","22.77275276","39.99955090" "2020-10-31","","","","","","2.7","3.1","2.279391304","","","","","","","","","","","","" "2020-11-30","","","","","","2.6","3.0","2.259904762","","","","","","","","","","","","" "2020-12-31","2108","678","1.329064379","26.75676","9.72973","2.7","3.0","2.141500000","","","-0.737","-0.132","-1.911","8.153","6.110","21.809960","4.340462","42.837300","22.28997238","40.04433891" "2021-01-31","","","","","","2.7","3.0","2.110333333","","","","","","","","","","","","" "2021-02-28","","","","","","2.6","2.9","2.261428571","","","","","","","","","","","","" "OBSERVATIONS BY DIMENSION: CATEGORY" "k","SAN_MIKA20210412_C12_S1","SAN_MIKA20210412_C12_S2","SAN_MIKA20210412_C13_S1","SAN_MIKA20210412_C13_S2","SAN_MIKA20210412_C13_S3","SAN_MIKA20210412_C14_S1","SAN_MIKA20210412_C14_S2","SAN_MIKA20210412_C1_S1","SAN_MIKA20210412_C1_S2","SAN_MIKA20210412_C1_S3","SAN_MIKA20210412_C1_S4","SAN_MIKA20210412_C1_S5","SAN_MIKA20210412_C1_S6","SAN_MIKA20210412_C2_S1","SAN_MIKA20210412_C2_S2","SAN_MIKA20210412_C2_S3_left","SAN_MIKA20210412_C2_S3_right","SAN_MIKA20210412_C8_S1","SAN_MIKA20210412_C9_S1" "Accommodation and food services","","","","","","","","43.9","30.2","12.3","5.9","6.6","1.1","-63.2","55.8","","Accommodation and food services","","" "Agriculture","","","5.273865","1.6657950","4.850553","","","","","","","","","","","","","","" "Wholesale trade","","","7.423679","0.7698032","5.198202","","","15.5","25.1","22.5","20.0","17.0","0.0","-22.0","36.7","","","","" "0–0.1","","","","","","5.863850820","6.870366210","","","","","","","","","","","","" "Cash","","","","","","","","","","","","","","","","","","27.56642829441","" "0–50th percentile","","","","","","","","","","","","","","","","","","","-17.500000000" "January 2020","0.054","0.668","","","","","","","","","","","","","","","","","" "Arts, entertainment and recreation","","","","","","","","42.2","26.1","10.0","9.8","11.5","0.5","-55.9","21.3","","","","" "Construction","","","5.742621","0.6593479","5.887957","","","17.3","25.0","17.0","19.8","20.5","0.3","-24.4","27.3","","","","" "Utilities","","","","","","","","","","","","","","-3.4","4.5","","","","" "0.1–0.2","","","","","","7.238822736","8.272298360","","","","","","","","","","","","" "Financial assets","","","","","","","","","","","","","","","","","","5.53288937954","" "50th–90th percentile","","","","","","","","","","","","","","","","","","","7.900000000" "April 2020","3.574","1.270","","","","","","","","","","","","","","","","","" "Other services","","","","","","","","28.4","30.3","14.8","17.0","9.4","0.1","-20.0","25.0","","","","" "Manufacturing","","","5.768087","0.8470817","3.920428","","","14.3","25.7","18.9","18.0","21.7","1.5","-27.4","40.3","","","","" "Transportation and warehousing","","","","","","","","21.8","26.6","17.2","21.7","12.1","0.5","-31.6","23.9","","","","" "0.2–0.3","","","","","","7.328690182","8.833969894","","","","","","","","","","","","" "Inventories","","","","","","","","","","","","","","","","","","-5.01327651726","" "90th–99th percentile","","","","","","","","","","","","","","","","","","","49.700000000" "July 2020","1.173","1.056","","","","","","","","","","","","","","","","","" "Information and cultural industries","","","","","","","","22.9","23.9","15.1","20.2","17.4","0.5","-8.2","18.3","","","","" "Mining","","","5.442738","1.5653800","4.648655","","","","","","","","","","","","","","" "Retail trade","","","10.480180","1.0114690","6.613307","","","21.7","19.6","17.6","10.7","29.3","1.1","-29.4","39.0","Retail trade","","","" "0.3–0.4","","","","","","7.041114356","9.224893282","","","","","","","","","","","","" "Fixed assets","","","","","","","","","","","","","","","","","","0.63768187906","" "October 2020","0.390","0.681","","","","","","","","","","","","","","","","","" "Admin. support, waste management and remediation services","","","","","","","","22.3","23.5","15.0","17.3","20.9","1.0","","","","","","" 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liabilities","","","","","","","","","","","","","","","","","","4.06515427674","" "Services","","","8.297460","1.5701410","5.951425","","","","","","","","","","","","","","" "0.7–0.8","","","","","","11.377218600","8.079083352","","","","","","","","","","","","" "Equity","","","","","","","","","","","","","","","","","","5.17797808201","" "Transportation","","","11.205210","1.1845240","6.274984","","","","","","","","","","","","","","" "0.8–0.9","","","","","","9.260840261","7.045607729","","","","","","","","","","","","" "0.9–1","","","","","","10.137047850","7.485958212","","","","","","","","","","","","" ">1","","","","","","12.509548420","16.625477420","","","","","","","","","","","","" "Professional, scientific and technical services","","","","","","","","13.5","21.4","17.1","27.3","19.5","1.1","","","","","","" "Agriculture, forestry, fishing and hunting","","","","","","","","6.1","15.9","19.0","34.7","24.1","0.2","0.4","16.4","","","","" "Health care and social assistance","","","","","","","","11.7","33.4","18.2","22.9","12.8","1.0","","","","","",""