<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>How well can large banks in Canada withstand a severe economic downturn?</label>
    <description><![CDATA[How well can large banks in Canada withstand a severe economic downturn?]]></description>
    <link>https://www.bankofcanada.ca/?p=226773</link>
</groupDetail>
<seriesDetail>
<series id="SAN_MAYU20220414_C1_S1">
<label>Business</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C1_S2">
<label>Consumer</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C1_S3">
<label>Mortgage</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C2_S1">
<label>Risk scenario</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="SAN_MAYU20220414_C2_S2">
<label>2008‒09 recession</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="SAN_MAYU20220414_C2_S3">
<label>2000‒01 downturn</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="SAN_MAYU20220414_C2_S4">
<label>1990‒91 recession*</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="SAN_MAYU20220414_C3_S1">
<label>CET1 capital ratio</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C3_S2">
<label>Domestic stability buffer*</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C3_S3">
<label>Capital conservation buffer†</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C3_S4">
<label>Regulatory minimum</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C4_S1">
<label>Initial CET1 ratio_CET1 ratio</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C4_S2">
<label>Pre-provision net revenues_CET1 ratio</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C4_S3">
<label>Credit losses_CET1 ratio</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C4_S4">
<label>Payment of dividends_CET1 ratio</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C4_S5">
<label>Taxes_CET1 ratio</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C4_S6">
<label>Increase in risk-weighted assets_CET1 ratio</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MAYU20220414_C4_S7">
<label>Final CET1 ratio_CET1 ratio</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
</seriesDetail>
<observations>
<o d="2020-01-01"><v s="SAN_MAYU20220414_C1_S1">97</v><v s="SAN_MAYU20220414_C1_S2">102</v><v s="SAN_MAYU20220414_C1_S3">94</v><v s="SAN_MAYU20220414_C3_S1">11.6</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2020-04-01"><v s="SAN_MAYU20220414_C1_S1">114</v><v s="SAN_MAYU20220414_C1_S2">100</v><v s="SAN_MAYU20220414_C1_S3">96</v><v s="SAN_MAYU20220414_C3_S1">11.2</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2020-07-01"><v s="SAN_MAYU20220414_C1_S1">104</v><v s="SAN_MAYU20220414_C1_S2">99</v><v s="SAN_MAYU20220414_C1_S3">97</v><v s="SAN_MAYU20220414_C3_S1">11.8</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2020-10-01"><v s="SAN_MAYU20220414_C1_S1">100</v><v s="SAN_MAYU20220414_C1_S2">100</v><v s="SAN_MAYU20220414_C1_S3">100</v><v s="SAN_MAYU20220414_C3_S1">12.3</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2021-01-01"><v s="SAN_MAYU20220414_C1_S1">112</v><v s="SAN_MAYU20220414_C1_S2">98</v><v s="SAN_MAYU20220414_C1_S3">98</v><v s="SAN_MAYU20220414_C3_S1">9.1</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2021-04-01"><v s="SAN_MAYU20220414_C1_S1">112</v><v s="SAN_MAYU20220414_C1_S2">96</v><v s="SAN_MAYU20220414_C1_S3">97</v><v s="SAN_MAYU20220414_C3_S1">7.9</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2021-07-01"><v s="SAN_MAYU20220414_C1_S1">109</v><v s="SAN_MAYU20220414_C1_S2">94</v><v s="SAN_MAYU20220414_C1_S3">96</v><v s="SAN_MAYU20220414_C3_S1">7.4</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2021-10-01"><v s="SAN_MAYU20220414_C1_S1">106</v><v s="SAN_MAYU20220414_C1_S2">93</v><v s="SAN_MAYU20220414_C1_S3">95</v><v s="SAN_MAYU20220414_C3_S1">7.5</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2022-01-01"><v s="SAN_MAYU20220414_C1_S1">102</v><v s="SAN_MAYU20220414_C1_S2">90</v><v s="SAN_MAYU20220414_C1_S3">93</v><v s="SAN_MAYU20220414_C3_S1">7.5</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2022-04-01"><v s="SAN_MAYU20220414_C1_S1">99</v><v s="SAN_MAYU20220414_C1_S2">88</v><v s="SAN_MAYU20220414_C1_S3">92</v><v s="SAN_MAYU20220414_C3_S1">7.5</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v><v s="SAN_MAYU20220414_C4_S1">12.3</v><v s="SAN_MAYU20220414_C4_S2">7.7</v><v s="SAN_MAYU20220414_C4_S3">-6.8</v><v s="SAN_MAYU20220414_C4_S4">-2.9</v><v s="SAN_MAYU20220414_C4_S5">-0.2</v><v s="SAN_MAYU20220414_C4_S6">-1.9</v><v s="SAN_MAYU20220414_C4_S7">8.3</v></o>
<o d="2022-07-01"><v s="SAN_MAYU20220414_C1_S1">95</v><v s="SAN_MAYU20220414_C1_S2">86</v><v s="SAN_MAYU20220414_C1_S3">91</v><v s="SAN_MAYU20220414_C3_S1">7.7</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2022-10-01"><v s="SAN_MAYU20220414_C1_S1">93</v><v s="SAN_MAYU20220414_C1_S2">85</v><v s="SAN_MAYU20220414_C1_S3">92</v><v s="SAN_MAYU20220414_C3_S1">7.8</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2023-01-01"><v s="SAN_MAYU20220414_C1_S1">91</v><v s="SAN_MAYU20220414_C1_S2">84</v><v s="SAN_MAYU20220414_C1_S3">91</v><v s="SAN_MAYU20220414_C3_S1">8.0</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2023-04-01"><v s="SAN_MAYU20220414_C1_S1">89</v><v s="SAN_MAYU20220414_C1_S2">83</v><v s="SAN_MAYU20220414_C1_S3">91</v><v s="SAN_MAYU20220414_C3_S1">8.1</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2023-07-01"><v s="SAN_MAYU20220414_C1_S1">88</v><v s="SAN_MAYU20220414_C1_S2">82</v><v s="SAN_MAYU20220414_C1_S3">92</v><v s="SAN_MAYU20220414_C3_S1">8.2</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o d="2023-10-01"><v s="SAN_MAYU20220414_C1_S1">87</v><v s="SAN_MAYU20220414_C1_S2">81</v><v s="SAN_MAYU20220414_C1_S3">92</v><v s="SAN_MAYU20220414_C3_S1">8.3</v><v s="SAN_MAYU20220414_C3_S2">9.0</v><v s="SAN_MAYU20220414_C3_S3">8.0</v><v s="SAN_MAYU20220414_C3_S4">4.5</v></o>
<o k="Across all product lines"><v s="SAN_MAYU20220414_C2_S1">4.4</v><v s="SAN_MAYU20220414_C2_S2">1.9</v><v s="SAN_MAYU20220414_C2_S3">2.5</v><v s="SAN_MAYU20220414_C2_S4">3.5</v></o>
<o k="Uninsured mortgages"><v s="SAN_MAYU20220414_C2_S1">0.7</v><v s="SAN_MAYU20220414_C2_S2">0.1</v><v s="SAN_MAYU20220414_C2_S3">0.1</v><v s="SAN_MAYU20220414_C2_S4">0.2</v></o>
<o k="Credit cards"><v s="SAN_MAYU20220414_C2_S1">34.8</v><v s="SAN_MAYU20220414_C2_S2">13.9</v><v s="SAN_MAYU20220414_C2_S3">12.0</v></o>
<o k="Other consumer credit"><v s="SAN_MAYU20220414_C2_S1">9.2</v><v s="SAN_MAYU20220414_C2_S2">3.6</v><v s="SAN_MAYU20220414_C2_S3">3.9</v><v s="SAN_MAYU20220414_C2_S4">3.3</v></o>
<o k="Business loans"><v s="SAN_MAYU20220414_C2_S1">6.3</v><v s="SAN_MAYU20220414_C2_S2">2.9</v><v s="SAN_MAYU20220414_C2_S3">4.7</v><v s="SAN_MAYU20220414_C2_S4">5.6</v></o>
<o k="Non-residential mortgages"><v s="SAN_MAYU20220414_C2_S1">8.2</v><v s="SAN_MAYU20220414_C2_S2">1.3</v><v s="SAN_MAYU20220414_C2_S3">0.3</v></o>
</observations>
</data>