"TERMS AND CONDITIONS" "https://www.bankofcanada.ca/terms/" "NAME" "Simulated mortgage arrears rate" "DESCRIPTION" "Source: Bank of Canada calculations" "LINK" "https://www.bankofcanada.ca/?p=212342" "SERIES" "id","label","description" "SAN_KHAM20200512_C5_S1","With payment deferrals","" "SAN_KHAM20200512_C5_S2","Without payment deferrals","" "OBSERVATIONS" "date","SAN_KHAM20200512_C5_S1","SAN_KHAM20200512_C5_S2" "2019-10-01","0.25","0.25" "2020-01-01","0.25","0.29" "2020-04-01","0.26","0.63" "2020-07-01","0.27","1.18" "2020-10-01","0.30","1.29" "2021-01-01","0.45","1.22" "2021-04-01","0.53","0.93" "2021-07-01","0.47","0.58" "2021-10-01","0.42","0.37"