The median solvency rate is similar for non-, moderate and large shifter plans https://www.bankofcanada.ca/?p=222457 Non-shifters Moderate shifters Large shifters 5.85.85.8 4.64.84.8 4.64.74.8 4.84.84.8 5.04.64.6 4.64.64.6 4.24.24.2 3.23.43.4 3.03.03.0 3.83.8 3.23.13.2 2.92.92.9 2.92.92.9 3.03.03.0 3.33.33.3