Assessing the Resilience of the Canadian Banking System https://www.bankofcanada.ca/?p=205071 CET1 ratio Regulatory minimum CCB threshold Initial CET1_CET1 ratio Pre-provision net revenue_CET1 ratio Credit losses_CET1 ratio Market losses_CET1 ratio Dividends_CET1 ratio Change in risk-weighted assets_CET1 ratio Second-round effects_CET1 ratio Final CET1_CET1 ratio FSAP scenario_S1 2008Q1–2010Q4_S2 2000Q1–2002Q4_S2 1991Q3–1994Q2_S2 1984Q4–1987Q3_S2 Canadian uninsured mortgages and HELOCs_Three-year cumulative losses as a percentage of initial balances Canadian consumer loans_Three-year cumulative losses as a percentage of initial balances Canadian business loans_Three-year cumulative losses as a percentage of initial balances Foreign exposures_Three-year cumulative losses as a percentage of initial balances 2018_Non-interest expense 2018_Non-interest non-trading income 2018_Net interest income 2018_Pre-provision net revenue Stress Year 1_Non-interest expense Stress Year 1_Non-interest non-trading income Stress Year 1_Net interest income Stress Year 1_Pre-provision net revenue Stress Year 2_Non-interest expense Stress Year 2_Non-interest non-trading income Stress Year 2_Net interest income Stress Year 2_Pre-provision net revenue Stress Year 3_Non-interest expense Stress Year 3_Non-interest non-trading income Stress Year 3_Net interest income Stress Year 3_Pre-provision net revenue 12.18.04.5 11.38.04.5 10.68.04.5 9.3-4.01.03.33.72.92.44.07.5-0.2-1.0-1.8-1.859708369-94447265-93418.265-93678478-955.112.14.2 9.74.58.0 8.68.04.5 8.08.24.5 8.07.94.5 8.07.84.5 8.07.74.5 4.57.88.0 8.04.58.0 8.08.24.5 8.44.58.0