The largest declines in lending occurred in cities with relatively high house prices https://www.bankofcanada.ca/?p=201652 Calgary_Year-over-year change in number of borrowers, 2018Q2 Year-over-year change in number of borrowers, 2018Q2; Calgary Halifax_Year-over-year change in number of borrowers, 2018Q2 Year-over-year change in number of borrowers, 2018Q2; Halifax Hamilton_Year-over-year change in number of borrowers, 2018Q2 Year-over-year change in number of borrowers, 2018Q2; Hamilton Montréal_Year-over-year change in number of borrowers, 2018Q2 Year-over-year change in number of borrowers, 2018Q2; Montréal Ottawa – Gatineau_Year-over-year change in number of borrowers, 2018Q2 Year-over-year change in number of borrowers, 2018Q2; Ottawa – Gatineau Toronto_Year-over-year change in number of borrowers, 2018Q2 Year-over-year change in number of borrowers, 2018Q2; Toronto Vancouver_Year-over-year change in number of borrowers, 2018Q2 Year-over-year change in number of borrowers, 2018Q2; Vancouver Victoria_Year-over-year change in number of borrowers, 2018Q2 Year-over-year change in number of borrowers, 2018Q2; Victoria -16.022.9-20.5-7.04.2-27.5-22.3-17.8