{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "Highly indebted borrowers across all major cities have been affected, with the strongest impact in Toronto and surrounding areas",
        "description": "Share of new mortgages with loan-to-income ratio over 450 per cent\n\nNote: Data are for uninsured low-ratio mortgages for residential purchases originated by federally regulated financial institutions. \n\nSources: Regulatory filings of Canadian banks and Bank of Canada calculations\nLast observation: 2018Q2",
        "link": "https://www.bankofcanada.ca/?p=201652"
    },
    "seriesDetail": {
        "WM_SAN_BILO20181003_C4_S1": {
            "label": "Calgary",
            "description": "Share of new mortgages with loan-to-income ratio over 450 per cent; Calgary",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "WM_SAN_BILO20181003_C4_S2": {
            "label": "Halifax",
            "description": "Share of new mortgages with loan-to-income ratio over 450 per cent; Halifax",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "WM_SAN_BILO20181003_C4_S3": {
            "label": "Hamilton",
            "description": "Share of new mortgages with loan-to-income ratio over 450 per cent; Hamilton",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "WM_SAN_BILO20181003_C4_S4": {
            "label": "Montréal",
            "description": "Share of new mortgages with loan-to-income ratio over 450 per cent; Montréal",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "WM_SAN_BILO20181003_C4_S5": {
            "label": "Ottawa – Gatineau",
            "description": "Share of new mortgages with loan-to-income ratio over 450 per cent; Ottawa – Gatineau",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "WM_SAN_BILO20181003_C4_S6": {
            "label": "Toronto",
            "description": "Share of new mortgages with loan-to-income ratio over 450 per cent; Toronto",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "WM_SAN_BILO20181003_C4_S7": {
            "label": "Vancouver",
            "description": "Share of new mortgages with loan-to-income ratio over 450 per cent; Vancouver",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "WM_SAN_BILO20181003_C4_S8": {
            "label": "Victoria",
            "description": "Share of new mortgages with loan-to-income ratio over 450 per cent; Victoria",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        }
    },
    "observations": [
        {
            "d": "2014-01-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "13.9"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "3.6"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "9.3"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "11.6"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "8.5"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "21.6"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "30.4"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "22.7"
            }
        },
        {
            "d": "2014-04-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "16.6"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "6.2"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "10.4"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "11.7"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "7.0"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "24.0"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "31.2"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "18.1"
            }
        },
        {
            "d": "2014-07-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "17.2"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "6.2"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "12.7"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "12.7"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "7.8"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "27.0"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "31.7"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "19.7"
            }
        },
        {
            "d": "2014-10-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "17.3"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "6.9"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "11.4"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "13.2"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "9.1"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "26.4"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "32.6"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "21.2"
            }
        },
        {
            "d": "2015-01-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "17.5"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "8.0"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "13.3"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "11.8"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "8.0"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "26.3"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "33.1"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "21.8"
            }
        },
        {
            "d": "2015-04-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "20.7"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "8.1"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "15.3"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "12.1"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "9.5"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "29.0"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "34.5"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "23.1"
            }
        },
        {
            "d": "2015-07-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "20.4"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "6.6"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "18.4"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "14.3"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "10.5"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "31.6"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "37.9"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "26.1"
            }
        },
        {
            "d": "2015-10-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "19.0"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "10.2"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "16.1"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "15.4"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "9.6"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "31.5"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "37.4"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "26.7"
            }
        },
        {
            "d": "2016-01-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "19.1"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "5.0"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "16.0"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "13.6"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "10.6"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "31.5"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "35.5"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "24.5"
            }
        },
        {
            "d": "2016-04-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "20.2"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "6.0"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "16.3"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "12.0"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "9.9"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "32.7"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "35.8"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "24.0"
            }
        },
        {
            "d": "2016-07-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "21.1"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "7.0"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "20.2"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "12.7"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "9.5"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "35.0"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "38.0"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "26.7"
            }
        },
        {
            "d": "2016-10-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "20.9"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "8.3"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "19.7"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "14.2"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "9.4"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "34.3"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "35.5"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "27.0"
            }
        },
        {
            "d": "2017-01-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "20.5"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "7.5"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "21.5"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "12.5"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "11.0"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "32.5"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "37.3"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "28.4"
            }
        },
        {
            "d": "2017-04-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "20.6"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "9.7"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "22.3"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "11.5"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "10.8"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "34.4"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "39.7"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "29.8"
            }
        },
        {
            "d": "2017-07-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "20.7"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "7.0"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "23.8"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "12.9"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "10.3"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "38.5"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "42.6"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "28.9"
            }
        },
        {
            "d": "2017-10-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "18.9"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "8.3"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "24.2"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "13.2"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "10.8"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "34.4"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "40.8"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "30.9"
            }
        },
        {
            "d": "2018-01-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "18.0"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "7.8"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "18.8"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "11.4"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "9.4"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "33.1"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "40.8"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "28.0"
            }
        },
        {
            "d": "2018-04-01",
            "WM_SAN_BILO20181003_C4_S1": {
                "v": "13.5"
            },
            "WM_SAN_BILO20181003_C4_S2": {
                "v": "6.1"
            },
            "WM_SAN_BILO20181003_C4_S3": {
                "v": "16.2"
            },
            "WM_SAN_BILO20181003_C4_S4": {
                "v": "8.7"
            },
            "WM_SAN_BILO20181003_C4_S5": {
                "v": "7.5"
            },
            "WM_SAN_BILO20181003_C4_S6": {
                "v": "27.8"
            },
            "WM_SAN_BILO20181003_C4_S7": {
                "v": "38.0"
            },
            "WM_SAN_BILO20181003_C4_S8": {
                "v": "25.0"
            }
        }
    ]
}